Explore the most common types of home insurance policies.
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Your homeowners insurance policy outlines your coverages, including limits and stipulations, that are included as part of your insurance protection for you and your home. Learn more about how to read a homeowners insurance policy.
You may come across these terms while shopping for home insurance. The different tiers of these policies dictate what's covered and what perils you're covered for. What is a peril?
|Homeowners Policies||Other Policies|
|What is an HO-1 insurance policy?||What is an HO-7 insurance policy?|
|What is an HO-2 insurance policy?||What is an HO-8 insurance policy?|
|What is an HO-3 insurance policy?||Landlord and rental property insurance|
|What is an HO-5 insurance policy?||Vacant home insurance|
|Insurance for a second home|
|High-value homeowners insurance|
|High-risk homeowners insurance|