Ohio Homeowners Insurance

Finding homeowners insurance doesn’t need to be confusing. Compare rates by location and carrier below.

Find inexpensive home insurance in Ohio


Home insurance is an optional but important insurance coverage. It keeps your investment insured in the event your house suffers damage from a common incident. A homeowners insurance policy defends your dwelling and property in the event of a variety of calamities, such as wind damage, fire, theft, vandalism, and others.

Gulfs exist in home insurance rates on a state-by-state basis. Home insurance policy rates in US states may differ based on the number and total value of homeowners claims filed in that particular state, and depend on the value of the dwelling and belongings being insured.

The best way to find cheap home insurance in Ohio is to shop around and compare rates from as many companies as possible. Get an idea of how much home insurance costs in Ohio by reviewing the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Home insurance in Ohio:
  1. By insurance company
  2. By city
  3. How to bundle home and auto insurance


Home insurance rates in Ohio by insurer

Home insurance prices in Ohio vary based on the insurance company you select. Cincinnati Insurance underwrites the most affordable home insurance in Ohio, at just $891 yearly. This compares favorably to the state mean cost of $1,265, providing a $373 price break on the typical rates in the state.

Start searching for a home insurance policy by reviewing the best Ohio insurance companies, listed below.


THE MOST AFFORDABLE HOMEOWNERS INSURANCE COMPANIES IN OHIO
CompanyAverage Annual Rate in Ohio
Cincinnati Insurance$891.42
Farmers$954.04
AAA$993.57
American Family$1,062.28
Erie$1,090.98


Another company to consider is Hippo. Hippo offers affordable and personalized home insurance in Ohio entirely online. While it can vary, Hippo can save you 25% off your home insurance premium. Click below to get started.



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Ohio homeowners insurance by city

Not all Ohio cities have the same homeowners insurance rates. Rates depend on local variables such as the likelihood of weather-related claims in the area, meaning your specific ZIP code impact how much you pay.

The most affordable home insurance rates in Ohio are in Cuyahoga Falls. A typical home insurance term in Cuyahoga Falls totals just $971 every 12 months — $294 less than the average Ohio rate. Reference the below table to see the cheapest cities in Ohio for home insurance.

THE MOST AFFORDABLE HOMEOWNERS INSURANCE COMPANIES IN OHIO
Company
Average Annual Rate in Ohio
Cincinnati Insurance
$891.42
Farmers
$954.04
AAA
$993.57
American Family
$1,062.28
Erie
$1,090.98

 

Ohio insurance bundling discounts: home and auto

If you want to save on insurance, consider carrying your home and auto policies with the same insurance company. Bundling auto and home insurance in Ohio can save you a substantial sum each month on auto insurance. In fact, bundling policies in Ohio may generate yearly savings of $95.

CHEAPEST HOME INSURANCE CITIES IN OHIO
City
Average Yearly Home Insurance Rate
Cuyahoga Falls
$970.78
Parma
$972.44
Strongsville
$991.86
Lorain
$997.86
Lakewood
$1,009.89

One of the best ways to save on auto insurance is to bundle policies. Get started today!

Compare rates from top car insurance companies.

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