If you rent your home, it frees you up from having to worry about some things, like maintaining the home. But there are still some concerns. After all, while you may not have control over the building you reside in, likely all your most important possessions are there.
So the question is: should you get a renters insurance policy? Some landlords require you to have one, but some leave the decision up to you. You may think that most of the upkeep and damages will fall on your landlord, and in some cases, it will. But there are plenty of damages that will affect you too.