5. Don’t be afraid to rebuild
Of course, not every team can sustain greatness forever. Even Tom Brady — who many of us thought might never retire — finally hung up his cleats this year. And sometimes, you need to know when to hit the reset button.
The Rams made the Super Bowl during the 2018 season. It seemed like they were set up for success for a long time, but after a couple of disappointing seasons, they decided it was time to start fresh.
Before this season started, they traded their quarterback Jared Goff and multiple draft picks to the Detroit Lions for Matthew Stafford. Stafford was a former number one draft selection and 12-year veteran who had never won a playoff game, but he has a big arm and the Rams thought he would fit well within their system.
During the season, they added linebacker Von Miller via trade and signed wide receiver Odell Beckham, Jr. as a free agent. Both stars had been inconsistent in their previous roles, but the Rams believed they could get back to their elite form in Los Angeles.
As it turns out, they were right. All those players have contributed to a successful season, and the Rams are one win away from a Super Bowl championship.
Let the team offer a lesson: it’s a good idea to regularly assess your situation. While most insurance companies will offer loyalty discounts if you stick with them for a while, you still may be able to find a better deal elsewhere.
We recommend comparing prices every six months. If you’ve paid for a year of insurance in full, start shopping around a couple of months before that term expires. The worst case scenario is that you’ll have your payments overlap for a few days. That additional extra cost in exchange for long-term savings can be worthwhile.
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