A Devastating Peril
Fires are one of the scarier perils that can threaten our properties and lives. They can spread quickly and in just a few minutes engulf a home and cause a life-threatening situation. The heat from the flames can cause serious burns, but carbon monoxide poisoning from smoke inhalation is the leading cause of death.
In an average year, fire and lightning cause anywhere from 21 - 25% of home insurance losses.[1] The number of fires, deaths from fires and property losses from fires have all increased over the past 10 years. In 2023, there were 3,670 deaths from fires.[2]
But while there are over a million fire events each year, not all are equally devastating. Today, we’re looking at the deadliest fires in U.S. history. We have a separate article on the worst wildfires in U.S. history; this article will specifically look at non-wildfire fire events.