Sometimes it seems like 90% of what’s on the Internet is “life hacks,” many of which are dubious at best. The question is often not if you can fashion a new shower head out of a plastic Coke bottle, but if you actually should. (And the answer to that is, in almost all cases, no).
The same is true of many money hacks. Some can save you big with a small investment of time, and others, like driving all over town to pay a few cents less on gas, might not ultimately be worth it.
One expense that most people have is insurance. Whether you rent or own your home or drive a car, you likely have some form of protection for it. And in the case of auto insurance you are even legally required to.
And rates are going up. According to research from The Zebra, the average American paid $1,529 for car insurance in 2021 (up about 3% over 2020).
Did you end up seeing a rise in insurance premiums this year? If so, and if you’d like to see that number come back down, here are a few insurance hacks…plus how much they’ll likely actually save you based on our research.