Ask for discounts or lower premiums
Insurance companies can offer discounts for a variety of reasons. You might be able to lower your premiums by being a good driver, a good student, a military veteran, bundling auto and home insurance or having one of several other attributes.
However, not all insurance companies offer the same discounts. And in fact, many won’t even alert you to the types of deals you could be getting unless you happen to call them and ask.
As you’re shopping around for insurance, don’t be afraid to reach out to your current company (or a company you’re considering switching to) and inquire about the discounts available. If you’ve got a good driving record or are currently a student or in the military, feel free to mention that, too.
You’ll get different offers depending on the company, but you can usually score a good deal and reduce your monthly premium by 5-25% with most discounts. That adds up to hundreds of dollars of savings per year!
Learn more about the types of insurance discounts you can receive.
The new year offers plenty of excitement as we plan for what lies ahead. Follow this checklist to make your car and home even more welcoming.