Everyone has to buy car insurance, but it doesn’t always have to be expensive. You know about the most obvious ways to save on auto insurance, like keeping a good driving record and paying attention to your claims history. But The Zebra combed through thousands of potential risk factors to uncover a few you might not know about. By keeping these in mind, you might just find a little extra money in your monthly budget.
3. Keep yourself covered
The math on this one is easy: The longer you are insured, the lower your rates will be. It only takes six months of coverage to see savings of approximately 8%.
Pro tip: After six months, and then again after your 1-, 3- and 5-year marks of continuous coverage, shop around for insurance. Your good track record can lead you to lower rates. And also, don’t drop your coverage along the way, even for a day! Insurance companies hate it when you have a gap in coverage.