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How Many Miles Do You Drive Per Year? Calculator

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By Susan Meyer Info icon
Updated June 5, 2025
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Susan Meyer

Senior Editorial Manager

Susan is a licensed insurance agent and has worked as a writer and editor for over 10 years across a number of industries. She has worked at The Zebr…

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  • Licensed Insurance Agent — Property and Casualty
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Beth Swanson

Insurance Analyst

Beth joined The Zebra in 2022 as an Associate Content Strategist. A licensed insurance agent, she specializes in creating clear, accessible content t…

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  • Licensed Insurance Agent — Property and Casualty
  • Associate in Insurance
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  1. Average mileage calculator
  2. Why annual mileage matters
  3. Factors that influence your mileage

Track Your Miles, Trim Your Costs

The average American drives over 14,000 miles each year.

Do you think you drive more or less than that amount? For many, it’s an afterthought — just a number jotted down during car insurance renewal or when leasing a car. However, understanding your annual mileage has real-world implications that affect your finances in a number of ways, impact insurance decisions and, of course, affect your environmental footprint. 

Use this calculator to estimate your annual and weekly mileage. 

Average Mileage Calculator

How to Use the Calculator

You can estimate your average mileage by tracking your odometer to see how much you drive in a week (provided you track during a week that mirrors your normal routine), and multiplying out from there. 

Or you can use Google Maps to find the mileage of your job, kids school or any other daily commute you have. Then add this number into the calulator to have it compute your weekly and annual numbers.

You can also include any longer roadtrips you make. Visit your elderly aunt who lives 50 miles away, every month? Have a standing beach trip with friends twice a year? Include all trips that factor into your average mileage. 

Finally, add your mileage for errands and short trips. While not having as big an impact on your annual mileage, these can still add up. Estimate where you go on the average weekened or after work and guage how many miles that might add to your week. 

Once you enter all of your estimates, the calculator will deliver your results for weekly and annual averages. 

Why Annual Mileage Matters

There are a number of reasons why knowing your annual mileage with as much accuracy as possible can matter. 

1. Car Insurance Rates

Insurance companies often use annual mileage as a rating factor in calculating premiums. Generally, the more you're out there on the road, the higher the risk of an accident, and that means higher rates. Conversely, if you’re a low-mileage driver, you may qualify for discounts or specialized policies like usage-based insurance or pay-per-mile insurance.

2. Vehicle Depreciation

The number of miles on a vehicle is directly linked to its value. High-mileage cars tend to depreciate faster, which can affect resale or trade-in value. Keeping track of how much you drive annually can help you plan for depreciation-related costs or decide when it’s time to upgrade to your next ride. 

Is pay-per-mile right for you?

Pay-per-mile insurance is just what it sounds like: you have a variable rate and pay based on the number of miles you drive. It's a good choice for those who truly don't drive that much. If you calculate that you drive less than 10,000 miles per year, it might be a good choice for you. Telematics devices are another option to help you get a discount for being safe when you're putting in miles.

3. Maintenance and Repairs

Car manufacturers provide maintenance schedules based on mileage intervals—oil changes, tire rotations, brake checks, etc. Underestimating your annual mileage may cause you to delay these tasks, leading to premature wear or costly repairs. Knowing in advance how soon you might hit mileage milestones can also help you budget for these expected repairs. 

4. Leasing Contracts

If you lease your vehicle, exceeding the annual mileage limit in your contract can result in hefty penalties, often 10 to 25 cents per mile over the limit. Accurately estimating your yearly driving habits is critical when negotiating lease terms.

Factors That Influence How Much You Drive

There are a number of factors that influence how much you drive each week and year.

1. Work Commute

Daily drives to and from work are often the largest contributor to annual mileage. Remote workers or those with short commutes are more likely to fall into the low-mileage category.

2. Lifestyle and Hobbies

Frequent travel, weekend getaways or hobbies like hiking, biking, or visiting family across state lines can quickly add miles.

3. Family Responsibilities

Parents who shuttle kids to school, practice and appointments may rack up mileage more quickly than they realize. And people who live further away from extended family are more likely to be working overtime when they travel for holidays and family get-togethers. 

4. Geographic Location

Urban residents may drive less due to public transport access and shorter travel distances, while rural dwellers often drive more for everyday needs. Using public or alternative transportation, even part-time, can significantly reduce your mileage, potentially saving on insurance and maintenance.

Tips for Managing Your Annual Mileage

  • Use mileage-tracking apps to keep an accurate record throughout the year.

  • Plan errands efficiently to reduce unnecessary trips.

  • Consider carpooling or public transit options where feasible.

  • Check in regularly—your driving habits may shift over time due to life changes, job moves, or family needs.

Wrapping up

Knowing your annual mileage isn’t just about ticking a box for insurance. It can help you plan your finances in a number of ways and keep you better informed about upcoming expenses. From premium costs to maintenance schedules and vehicle value, being aware of how far you drive helps you make smarter decisions behind the wheel.