Alabama |
GEICO, USAA, State Farm, Farmers |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Alaska |
|
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Arizona |
Allstate, GEICO, USAA, Mercury, Farmers |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM with Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Arkansas |
Farmers |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM with Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
California |
State Farm, Mercury, Farmers, Allstate, USAA, Liberty Mutual, MetLife, Metromile |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/30 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Colorado |
Farmers, GEICO, USAA, Allstate |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Connecticut |
Liberty Mutual, GEICO, State Farm |
Period 1: 50/100/30 limits - 20/40 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25, 20/40 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Delaware |
GEICO, State Farm |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - with Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Florida |
Foremost |
Period 1: 50/100/25 - $10,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM -Comprehensive/Collision with deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Georgia |
State Farm, GEICO, USAA, Allstate, Ethio American, Farmers |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - with Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/50 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Hawaii |
|
Period 1: 50/100/25 - $10,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision with deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Idaho |
State Farm |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Illinois |
Farmers, Erie, Travelers, GEICO, USAA Allstate, Safeco, Mercury, Metlife, Metromile |
Period 1: 50/100/25 - 25/50 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Indiana |
Allstate, Farmers, GEICO, Safeco, State Farm, USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Iowa |
Farmers, State Farm, USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Kansas |
Farmers, GEICO, USAA |
Period 1: 50/100/25 - 25/50 UM/UIM - PIP; $4,500 medical expenses, up to $900/month for one year for disability/loss of income, $25/day for in-home services, $2,000 for burial services, $4,500 rehab Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Kentucky |
Allstate, USAA, State Farm, Erie |
Period 1: 50/100/25 - $10,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Louisiana |
State Farm, USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Maine |
GEICO, State Farm |
Period 1: 50/100/25 - 50/100 UM/UIM - $2,000 of medical payments Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Maryland |
Allstate, Erie, Farmers, GEICO, Liberty Mutual, USAA |
Period 1: 50/100/25 - 30/60/15 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Massachusetts |
Liberty Mutual, USAA |
Period 1: 50/100/25 - 20/40 UM/UIM - $8,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM deductibles at $1,000 |
Period 1: 50/100/30 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Michigan |
Farmers |
Period 1: 50/100/25 - Unlimited PIP - $1,000,000 Property Protection Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Minnesota |
Allstate, Farmers, GEICO, State Farm |
Period 1: 50/100/25 - 25/50 UM/UIM - $40,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 - Deductibles at $1,000 |
Period 1: 50/100/30 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability 1,500,000 - UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Mississippi |
State Farm |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Missouri |
USAA |
Period 1: 50/100/25 - 25/50 UIM/UM Period 2 & 3: $1,000,000 combined single auto liability limit at - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - UM/UIM 50/100 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Montana |
Farmers |
Period 1: 50/100/25 Period 2 & 3: $1,000,000 combined single auto liability limit at - $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Nebraska |
Farmers, GEICO, State Farm, USAA |
Period 1: 50/100/25 - 25/50 UIM/UM Period 2 & 3: $1,000,000 combined single auto liability limit at - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 25/50/25 - 25/50 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Nevada |
Farmers, Mercury, Allstate |
Period 1: 50/100/25 Period 2 & 3: $1,000,000 combined single auto liability limit at - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability 1,500,000 - UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
New Hampshire |
USAA |
Period 1: 50/100/25 - 25/50/25 UM/UIM - $1,000 medical payments Period 2 & 3: $1,000,000 combined single auto liability limit at - $1,000,000 UIM/UM - $1,000 Deductibles |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
New Jersey |
Farmers |
Period 1: 50/100/25 - $15,000 PIP - Period 2 & 3: $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability 1,500,000 - UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
New Mexico |
Farmers, GEICO |
Period 1: 50/100/25 Period 2 & 3: $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
New York |
|
Period 1: 50/100/25 - 50/100 death liability - $50,000 PIP Period 2 & 3: $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
N/A |
North Carolina |
Farmers, Liberty Mutual |
Period 1: 50/100/25 - 30/60/25 UM/UIM Period 2 & 3: $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability 1,500,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
North Dakota |
Farmers, GEICO, State Farm, USAA |
Period 1: 50/100/25 - 25/50 UIM/UM - 30 PIP Period 2 & 3: $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Ohio |
Farmers, GEICO, USAA, State Farm |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Oklahoma |
Allstate, Farmers, GEICO, Mercury, State Farm, USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Oregon |
State Farm, USAA |
Period 1: 50/100/25 - 25/50 UM/UIM - $15,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Pennsylvania |
Erie, GEICO, Liberty Mutual |
Period 1: 50/100/25 - $5,000 Medical benefits Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Rhode Island |
GEICO |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability 1,500,000 - UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
South Carolina |
GEICO, Allstate |
Period 1: 50/100/25 - 25/50/25 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/50 - 50/100 UM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
South Dakota |
|
Period 1: 50/100/25 - 25/50 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Tennessee |
Allstate, Erie, Farmers, GEICO, State Farm, USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Texas |
Allstate, Farmers, GEICO, Liberty Mutual, USAA, MetLife, and Progressive. |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM- Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Utah |
Farmers, Allstate |
Period 1: 50/100/25 - $3,000 PIP Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/30 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Vermont |
|
Period 1: 50/100/25 - 50/100/10 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100/10 UM/UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Virginia |
Allstate, GEICO, Liberty Mutual, Erie |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Washington |
Allstate, State Farm, USAA, MetLife, Metromile |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/30 - 50/100 UIM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
West Virginia |
State Farm, GEICO, Erie |
Period 1: 50/100/25 - 25/50/25 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UIM/UM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Wisconsin |
Allstate, Erie, Farmers, GEICO, State Farm |
Period 1: 50/100/25 - 10/25/50 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 - 50/100 UM Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Wyoming |
USAA |
Period 1: 50/100/25 Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |
Washington DC |
Allstate, GEICO, Liberty Mutual, Erie |
Period 1: 50/100/25 - 25/50/5 UM/UIM Period 2 & 3: combined single auto liability limit at $1,000,000 - $1,000,000 UIM/UM - Comprehensive/Collision deductibles at $1,000 |
Period 1: 50/100/25 Period 2 & 3: combined single limit of auto liability $1,000,000 - $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 |