Question
What insurance do I need for driving for DoorDash?
Do I need special insurance or "personal vehicle insurance" to cover my expenses if I were to get in a crash as a DoorDash delivery driver? I don't know whether I need to have commercial insurance.
Answer
You will actually need to get commercial insurance as a delivery driver. This type of policy is specifically designed for vehicles tied to a business or otherwise used for business purposes.
If you were going to drive for a rideshare company like Uber or Lyft, you could simply get a personal auto policy with an endorsement (called rideshare coverage), but since you are making deliveries, you unfortunately do not qualify for this type of policy.
Good luck and if you have any other questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.