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How much is food truck insurance?

I was just wondering what the average rates for food trucks were. What do those premiums pay for and where can I get coverage. Thanks!

Jan 20, 2021 Trenton, NJ

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Ross Martin

Insurance Writer

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  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month. Of course, you'll need coverage for the truck itself as well as for the kitchen equipment should it be damaged or stolen. If you have employees, you'll also likely be required to pay worker's comp as well. 

While The Zebra doesn't currently sell food truck insurance, you can get an insurance quote for a commercial policy from our trusted partner, Progressive.

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