Question
How much is food truck insurance?
I was just wondering what the average rates for food trucks were. What do those premiums pay for and where can I get coverage. Thanks!
Answer
The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month. Of course, you'll need coverage for the truck itself as well as for the kitchen equipment should it be damaged or stolen. If you have employees, you'll also likely be required to pay worker's comp as well.
While The Zebra doesn't currently sell food truck insurance, you can get an insurance quote for a commercial policy from our trusted partner, Progressive.