Question
What can I do about fixing incorrect information on my driving record?
I called to get an insurance quote to see if I could get a lower rate and was told there were two accidents on my record that I was never involved in. When I was given the information I was told the driver and cars were registered to someone else, but the insurance policy was somehow in my name! I have no idea what to do, who to contact, or how to fix this?
Answer
It really depends on where the accidents are listed. Insurance companies look at 2 different reports to verify your driving history. A MVR is from the DMV and shows incidents where a police officer issued a ticket or wrote an accident report. A CLUE report shows claims filed with previous insurance companies. An MVR is much more difficult to get changed because that normally involves going to court, but a CLUE report can be updated much more easily. Just like your credit report, you can request one CLUE report every year to make sure the information on that report is correct and dispute any inaccuracies. Here is a link to the CLUE vendor to request a copy of your report. You will also find advice on how to submit disputes on your report
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.