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How do I get a false claim on my record removed?

I believe I have a false claim on my record. Wanting to see if I can get this removed and how I go about that?

I called my homeowners insurance to see if my dishwasher that stopped working was covered and they filed it as a claim when it was just an inquiry. How can I get that removed? Now my rates are through the roof and I didn't even know about it until now, which is two years later as I'm buying a second home.

May 19, 2020 Sun Valley, NV

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Author profile picture

Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

The best course of action would be to call that insurance company and request all paperwork associated with that claim. It should show as a zero dollar payout, which you could show to other companies to dispute the claim.

If you want to fight it off your record, you'd need to look up your CLUE report from LexisNexis and open a dispute regarding that claim. You can use the proof provided by the insurance company.

If you have any questions, don't hesitate to ask.

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