Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How do I get a false claim on my record removed?

I believe I have a false claim on my record. Wanting to see if I can get this removed and how I go about that?

I called my homeowners insurance to see if my dishwasher that stopped working was covered and they filed it as a claim when it was just an inquiry. How can I get that removed? Now my rates are through the roof and I didn't even know about it until now, which is two years later as I'm buying a second home.

May 19, 2020 Sun Valley, NV

Answer
Author profile picture

Kristine Lee

Insurance Analyst

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 6+ years of Experience in the Insurance Industry

The best course of action would be to call that insurance company and request all paperwork associated with that claim. It should show as a zero dollar payout, which you could show to other companies to dispute the claim.

If you want to fight it off your record, you'd need to look up your CLUE report from LexisNexis and open a dispute regarding that claim. You can use the proof provided by the insurance company.

If you have any questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare home insurance quotes today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Does State Farm require you have a police report to file a claim?

You'll want to check with State Farm to make sure, but you shouldn't have to file a police report to make a claim. This is the case for most insurers, not just State Farm. It depends on the situation, though. Since only your son's car was damaged, things are slightly simpler than if other drivers w…
Sep 26, 2018 Ann Arbor, MI

Should I file a claim if I damaged my car backing out of the driveway but I only have liability?

If you only have liability coverage then you won't be able to file a damage claim. Your policy would need to include collision coverage at the time of the incident for you to be able to get it repaired through your insurance provider. Unfortunately, you aren't able to add any additional c…
Jun 21, 2017 Dallas, TX

Will my rate go up if I file a claim for a damaged side mirror?

Put simply, any time you file a claim, there is usually a rate increase. Since you don't know who it is that hit you, you would have to go through your coverage. Glass claims fall under a comprehensive claim, which tends to be small. However, even small claims can lead to a rate increase.I rec…
Jun 18, 2019 Houston, TX

What are my options if I am paying over $700 a month in car insurance?

Unfortunately, it would appear that your girlfriend's insurance company sees her as a high-risk driver. This would explain her coverage being dropped and the new policy having expensive rates. There are many factors that come into play when insurance companies determine rates. Your driving rec…
Jun 5, 2019 New York City, NY