Can another driver file a claim on my insurance if they were hit by someone else driving my vehicle?
My boyfriend hit another vehicle while he was driving my car, but it was unclear which driver was at fault. The other driver took my insurance information, but my boyfriend isn't on my policy. Could they still file a claim against my company even though I wasn't driving?
Since insurance coverage follows your vehicle then your policy would pay primary for damage caused by your car even if someone else was driving. That being said, it is possible that through the details of the accident the other driver could very well be considered at fault, in which case, the other driver's insurance policy should cover the damage to your car. I would recommend contacting your insurance company first and let them know what happened. They should be able to guide you forward from this point.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.