Should I file a claim for raccoon damage?
I hit a raccoon am I at fault? And how much will it cost out of pocket as my deductible?
If you hit a raccoon, that would be considered a comprehensiveclaim. Your deductible would apply. You need to get an estimate for the cost to repair the damage. Once you have that you can decide if it is worth filing a claim considering your deductible. You also want to consider your claims history. The comprehensive claim will likely go onto your claims report and can impact your rates for up to three years. Be sure to check out our article explaining how and when to file a claim and what to expect at each step of the process. Good luck and if you have more questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.