Question
Does State Farm require you have a police report to file a claim?
My son was driving (24 years-old/ 0 accidents) and swerved to miss a deer and hit a fire hydrant. No other damage than to his truck.
Answer
Most insurance companies do not require you to have a police report to file a claim. Double-check with State Farm to make sure but you shouldn't have any problems. Keep in mind, this incident will go on your son's driving record as an at-fault accident for the next five years which could effect future rates. If you'd like some more information on the claims process, read about when and how to file a car insurance claim.Â
Good luck and if you have any other questions, don't hesitate to ask.
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