Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Does State Farm require you have a police report to file a claim?

My son was driving (24 years-old/ 0 accidents) and swerved to miss a deer and hit a fire hydrant. No other damage than to his truck.

Sep 26, 2018 Chesterfeild, MI

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

Most insurance companies do not require you to have a police report to file a claim. Double-check with State Farm to make sure but you shouldn't have any problems. Keep in mind, this incident will go on your son's driving record as an at-fault accident for the next five years which could effect future rates. If you'd like some more information on the claims process, read about when and how to file a car insurance claim

Good luck and if you have any other questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Why did my rate increase for a $25 towing claim?

Unfortunately, you were given the correct information. Insurance companies, including Liberty Mutual, base their rates on the risk of having to pay any claim. However, 5 years is usually the longest you should be impacted. Read more about when and how to file an auto insurance claim.The good news i…
Oct 24, 2018 Albany, OR

Should both my girlfriend and I be on the car title?

I would only put the title in one name — whoever will own and register the vehicle. Putting two people on the title may only complicate things unnecessarily and make it harder to sell. As far as the insurance goes, you would both need to be listed drivers on the policy if you share the vehicle and …
Aug 21, 2019 Grand Ledge, MI

If my car was damaged in a car wash, who pays for the repair?

The answer to your question will depend completely on the specifics of how the damage occurred. The gas station will pay for the damage if: If your vehicle was not moving and the brushes or moving parts of the car wash damaged your vehicle then the liability would be on the owner of the wash. …
Aug 3, 2018 Bloomington, MN

Will my State Farm car insurance cover the damages to a person's balcony if we hit it while driving a Uhaul?

Yes, your State Farm policy should cover the damages that you caused to the balcony; that is exactly what liability coverage is for. If for some reason it does not, you can always use the insurance you purchased through U-Haul as a backup which should cover the damages. Keep in mind, the accident w…
Sep 28, 2018 Long Beach, CA