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Does State Farm require you have a police report to file a claim?

My son was driving (24 years-old/ 0 accidents) and swerved to miss a deer and hit a fire hydrant. No other damage than to his truck.

Sep 26, 2018 Chesterfeild, MI

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Most insurance companies do not require you to have a police report to file a claim. Double-check with State Farm to make sure but you shouldn't have any problems. Keep in mind, this incident will go on your son's driving record as an at-fault accident for the next five years which could effect future rates. If you'd like some more information on the claims process, read about when and how to file a car insurance claim

Good luck and if you have any other questions, don't hesitate to ask.

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