Question
How many years of driving history do insurance companies check?
I was just curious how many years of driving history insurance companies check when looking at new clients.
Answer
While it can vary by carrier, most car insurance companies will charge (i.e. increase your premium) for any ticket or violation within the past 3 years. You typically won't be charged for anything that happened beyond 3 years ago, however insurance companies will still pull 5 years of driving history from your Motor Vehicle Report.
Be aware, in regards to your claims, your CLUE report will show up to seven years of your history, which can severely impact your car insurance rates as well.
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