Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How does Acuity handle hail surge?

Last storm season was insane. If it happens again, does Acuity keep up with claims, or am I waiting weeks like last time with my old company?

Mar 18, 2026 Council Bluffs, IA

Answer
Author profile picture
Beth Swanson
Insurance Analyst

Beth joined The Zebra in 2022 as an Associate Content Strategist. A licensed insurance agent, she specializes in creating clear, accessible content t…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • Associate in Insurance (AINS)
  • Professional Risk Consultant (PRC)
  • Associate in Insurance Services (AIS)

Acuity actually handles major hailstorms better than some companies because they quickly bring in catastrophe response adjusters and team up with local repair shops to fast-track estimates. You’ll still wait longer than usual after a major storm (realistically, 7–14 days for inspections in busy areas) but you’re less likely to feel abandoned or ignored like with some giant "1-800 insurers."

Acuity also lets you start repairs before the adjuster visit in some cases if you go through a partner shop. That can save you a lot of time when shops are booking weeks out!

To avoid delays next time:

  • Pre-select a preferred body shop now so you’re already on their list
  • Add rental reimbursement to your policy ahead of hail season
  • Take photos of your car today—helps avoid repair disputes later
  • Ask your agent if Acuity offers “virtual estimates” in your area

If you want help comparing how other companies perform in hail-heavy regions, The Zebra's agents can walk you through which insurers handle storm claims best in your ZIP code. Best of luck during hail season!

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

How does it work with insurance if I was hit by a moped

The short answer is yes, your premium will go up if you file a claim. Anytime your company has to pay out on a claim your insurance will increase. If you do not want to file a claim with your company you can seek an attorney for advice on taking legal action to have the damages covered by the respo…
Aug 13, 2024 Everett, MA

Whose insurance is liable if my car was broken into at a tow yard?

If your personal items were stolen then you'd have to claim that on your home or renters insurance policy. If you're trying to hold the tow company liable for the loss of your items, you may have to hire an attorney. I would recommend contacting your auto company first and then your renters or home…
Aug 13, 2024 Topeka, KS

Is Acuity’s zero-deductible glass thing real, or only on certain cars?

Yes, Acuity does offer full glass coverage as an optional add-on in many states, especially in the Midwest and mountain regions where rock chips and cracks are common. Without it, your windshield repair would fall under your comprehensive deductible, which might be $500 or $1,000—so it’s easy to se…
Mar 18, 2026 Loveland, CO

Can I remove a ticket for no insurance if I get insurance now?

No - even if you had a policy begin that day, it would not help getting your ticket dismissed. Because insurance is required in your state, you will still need to have insurance. I recommend getting a car insurance policy as soon as possible to avoid any penalties. Furthermore, you will have to sho…
Jul 28, 2021 Marshtown, IA