Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Will my auto insurance cover damage to a fifth-wheel camper, or should I use my RV insurance?

I was pulling a fifth-wheel camper with my truck and drove under an overpass. The camper was damaged, but my truck was fine. Which kind of insurance will cover the damage to the camper: auto or RV? 

Jul 21, 2022 Leakesville, MS

Answer
Author profile picture

Nathan Foster

Agency Trainer

Credentials
  • Licensed Insurance Agent - Property and Casualty

Nathan is an insurance professional with a focus on creating positive customer experiences with more than 10 years of industry experience.

Nathan tra…

I'm so sorry to hear about your accident!  The best thing to do would be to contact your RV insurance claims department to see how they want to handle the claim. How this claim pays out will be dependent on the details of the accident. They can refer you to your auto insurance claims department if they are unable to repair any other damages due to the nature of the claim.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Husband backed into a pole in his work's parking lot how to handle insurance

There are a few different factors to consider.First, most insurance companies require you to report any incident that occurs with the car, even if a claim is not filed. Check with your specific company for their guidelines.Second, look at your car insurance policy to see what kind of coverage you h…
Jul 19, 2018 Austin, TX

Does State Farm require you have a police report to file a claim?

Most insurance companies do not require you to have a police report to file a claim. Double-check with State Farm to make sure but you shouldn't have any problems. Keep in mind, this incident will go on your son's driving record as an at-fault accident for the next five years which could …
Sep 26, 2018 Chesterfeild, MI

The person I hit wants me to pay out of pocket for damage

There's a couple of things to think about here. Let's break it down below:  First, most insurance companies require you to report all accidents, even when a claim is not filed. Check your policy specifications.Next, the other driver cannot stop you from filing a claim with your insurance …
Jul 27, 2018 Riverview, FL

How far back do insurance companies look?

Great question! While it can vary by carrier, most car insurance companies will charge (i.e. increase your premium) for any ticket or violation within the past 3 years. You typically won't be charged for anything that happened beyond three years ago, however, insurance companies will still pul…
Feb 20, 2018 Middletown, CT