Fault when I was towing someone else's trailer
My vehicle was pulling an enclosed trailer that was a friends. I was involved in an accident and the trailer received damage. Who is liable for the damage, and does my insurance on the pickup cover the trailer damages?
This can really depend on a number of things. Fault can only be determined by a claims adjuster who has reviewed the accident and any corresponding documentation. If you are at fault in the accident, your insurance will only pay for the damages you caused to the other car in the accident. The owner of the trailer would need to be a separate policy in place for the trailer for the damages to be covered. The policy for the trailer will need to have comprehensive and collision coverage to repair the damages if you were at fault. If you were not at fault in the accident then the person who caused the accident would pay for the damages to both your car and the trailer. Good luck and if you have any other questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.