Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How much will my insurance cover if I have an accident while towing my friends trailer?

I will be using my friend's trailer to tow his tractor, how much will my insurance cover (I have full coverage) if I should have an accident while towing his trailer?

Jun 20, 2018 Milwaukee, WI

Answer
Author profile picture

Taylor Covington

Content Researcher

As aqualitative researcher for The Zebra, Taylor collected, organized, and analyzed data to shine a light on trends in the insurance industry and bey…

Each policy is going to have different guidelines as to what they will and will not cover. You will definitely want to check with your specific company to find out if your policy will cover the damages.

With that being said, typically, your insurance would only cover damage that you caused to others by towing the trailer. For example the trailer swerves while you are driving and hits a car, your company will cover the damages to the car that was hit, not the damage to the trailer or tractor. Your friend would need to have coverage on their trailer and tractor to cover any damage to the tractor or trailer. Read more about travel trailer insurance.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Will my spouse, or myself, get the best rate for insuring our shared car?

This is an excellent question! Insurance is very complex, so trying to find the best rate can be a challenge. In this instance with both you and your wife having clean records and being close in age, the rate shouldn't be too much different if you were to switch out who the primary driver is o…
Dec 12, 2022 Saint Paul, MN

What is an ADOT Code?

ADOT stands for Arizona Department of Transportation, and the ADOT code identifies your insurance company to the state proving that you have the minimum amount of liability coverage. If you're curious you can read more about auto insurance requirements in Arizona. Your ADOT code should be list…
Mar 16, 2018 Phoenix, AZ

Does my insurance cover the damage to trailer even though I wasn't hauling it?

The claim should be covered by your insurance company as long as your policy includes permissive use. Permissive use means that claims will be covered if you give someone (who doesn't drive the vehicle regularly or lives with you) permission to drive the vehicle. Keep in mind, when a claim is …
Feb 18, 2019 Staley, NC

How do I prove I am staying in the same address I reported to my car insurance company?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy. Good luck and if…
Jul 4, 2019 Los Banos, CA