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If I have car insurance, can I test drive a car that has no insurance?

I have car insurance and I want to buy another car from a private seller. The car I want to test drive is uninsured. Will my insurance cover me in an accident?

Jun 24, 2019 Madison, AL

Answer
Author profile picture

Ross Martin

Manager, Content Quality

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers…

Yes, most car insurance companies in Alabama will cover you while driving another vehicle, even if you do end up getting in an accident during a test drive. To be sure, we recommend calling your specific insurance company to find out exactly what their coverage entails, but know that this type of situation is usually covered under a standard insurance policy.

Good luck! If you have any other questions, don't hesitate to ask!

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