Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

If I have car insurance, can I test drive a car that has no insurance?

I have car insurance and I want to buy another car from a private seller. The car I want to test drive is uninsured. Will my insurance cover me in an accident?

Jun 24, 2019 Madison, AL

Answer
Author profile picture

Ross Martin

Insurance Writer

Credentials
  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

Yes, most car insurance companies in Alabama will cover you while driving another vehicle, even if you do end up getting in an accident during a test drive. To be sure, we recommend calling your specific insurance company to find out exactly what their coverage entails, but know that this type of situation is usually covered under a standard insurance policy.

Good luck! If you have any other questions, don't hesitate to ask!

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Should I file a claim for damage that I caused to someone's bumper?

I would recommend having the other driver get an estimate first. This way, you can decide if the repair costs are affordable enough to pay for the damage yourself. If the repair costs are not feasible for you to pay on your own then you would need to file a claim with your insurance company. And wh…
Feb 1, 2017 Jackson, MS

What happens if the repo guy damaged my car?

I'm sorry for the difficult situation. If the towing company damaged your vehicle, then they would be responsible for paying for the damage. Because your bank is being difficult, I recommend contacting your insurance provider. They might have resources to track down the towing company to get t…
Jun 15, 2019 Alameda, CA

Got into an accident and didn't get their insurance info

I recommend your father contacting his insurance company and informing them of the situation. Providing them with all available information including the other driver's state registration information. In order to register your vehicle, you first need insurance. So it's a good bet they hav…
Jan 4, 2018 Chicago, Illinois

It is illegal to pay for someone else's car insurance

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level. So, if she's on your car insurance policy but not living at your residence, you will pr…
Jun 24, 2018 Pinellas, FL