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If I have car insurance, can I test drive a car that has no insurance?

I have car insurance and I want to buy another car from a private seller. The car I want to test drive is uninsured. Will my insurance cover me in an accident?

Aug 2, 2023 Madison, AL

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Ross Martin
Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

Credentials
  • 5+ years in the Insurance Industry

Yes, most car insurance companies in Alabama will cover you while driving another vehicle, even if you do end up getting in an accident during a test drive. To be sure, we recommend calling your specific insurance company to find out exactly what their coverage entails, but know that this type of situation is usually covered under a standard insurance policy.

Good luck! If you have any other questions, don't hesitate to ask!

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