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Does a non-running vehicle need to be insured in Florida

My car doesn't start it need a new engine. I want to sell it. Do I need to have this car insure it is not driven?

Aug 1, 2018 Miami, FL

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Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

There's a couple of things to think about here:
    1. If your car is registered you will need to have insurance on it, even if you are not driving it. If you do not have insurance, the state of Florida can suspend your license.
    2. Another option would be to turn your plates into the department of motor vehicles. The car would no longer be legal to drive but you would not be penalized for not having insurance. This would be a good idea if you're planning on selling the vehicle for parts.
    3. However, if planning on repairing the vehicle, option two might not work for you. Most people buying a vehicle will want to test drive it. In this case, you will need to have insurance and have plates.
Your solution will really just depend on how you want to handle this. But your solution can fit into one of the three options above.  
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