I am a rideshare driver and I have rideshare insurance and roadside assistance with Farmers. I took a customer on a very long trip away from my home and my car broke down on the way back. Will I be covered to have my car towed back to my home?
Roadside assistance varies by insurance company. From my understanding, most towing and roadside assistance coverage offered as part of an auto policy either has a set dollar amount to cover a tow, covers towing up to 15 miles from your breakdown, or covers towing to the nearest repair facility. You will need to contact them anyway to initiate a service call so you can ask about the specifics of their roadside and towing coverage.