How to Find your Allstate Declarations Page
Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from Allstate.
What does an Allstate declarations page look like?
A declarations page (commonly referred to as "dec page") hosts the most important information about your insurance policy — who is covered, what is covered, and for which limits. For Allstate customers, the first page of your declarations page looks similar to this:
How to read your declarations page by section:
- Policy number: This is your unique policy number, which you’ll need when filing a claim.
- Policy term: Lists the effective date and expiration date of your policy.
- Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
This is a sample document for instructional purposes only, not a guarantee of specific customer results.
Page two (not pictured) will contain the following information:
- Vehicle information: The insured car's make, model, year and VIN are listed here.
- Coverages, limits and deductibles: Lists bodily injury and property damage liability (required), as well as any elected coverages such as comprehensive, collision, etc. The limits list the maximum amount each coverage will pay and any required deductible you have to pay out of pocket.
- Premium: The amount you’ll pay over the policy term. It can be listed as a six-month or one-year total.
- Listed and excluded drivers: This section will list all the drivers included in the policy as well as anyone who's been excluded.
How to Read a Car Insurance Policy
Make sure you know where to find important information on your policy documents.
How to find your Allstate declarations page online
To access your declarations page online, you must be logged in to your account on Allstate's website. Locate the top navigation bar and find the “Policies” drop-down menu.
Choose the appropriate policy and click into “Documents.”
From there, select the “Policy documents and declarations” tab. Under the section labeled “Document title,” select the hyperlink to the appropriate policy.
Zebra tip: Renewal is a great time to shop around
"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."
Katie Gold — Head of Agency at The Zebra
When would I need my declarations page?
Your insurance declarations page is a handy document that spells out all your coverages and their limits. It comes in really useful for things like shopping around for new providers, getting a new car, or making changes to your policy—like adding drivers or vehicles. Once you know how to read it, you’ll feel confident making decisions about your coverage, making sure you’re well-protected, and simplifying the process of updating or comparing policies.
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