How to Find Your GEICO Declarations Page
Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from GEICO.
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What does a GEICO declarations page look like?
A declarations page (commonly called a "dec page") hosts the most important information about your insurance policy — who is covered, what is covered, and for which limits. For GEICO customers, your declarations page will look something like this:
How to read your declarations page by section:
- Policy number: This is your unique policy number, which you’ll need when filing a claim.
- Policy term: Lists the effective date and expiration date of your policy.
- Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
- Vehicle information: The insured car's make, model, year and VIN are listed here.
- Coverages, limits and deductibles: Lists bodily injury and property damage liability (required), as well as any elected coverages such as comprehensive, collision, etc. The limits list the maximum amount that each coverage will pay as well as any required deductible you have to pay out of pocket.
- Premium: The amount you’ll pay over the course of the policy term. Can be listed as a six-month or one-year total.
This is a sample document for instructional purposes only, not a guarantee of specific customer results.
How to Read a Car Insurance Policy
Make sure you know where to find important information on your policy documents.
How to find your GEICO declarations page online
If you're on a desktop computer, log in to your GEICO account and scroll to the policy you want to inspect. You may only have one policy.
Click on the ‘Manage Policy’ button.
On the top right, click on ‘Policy Documents.’
Within “Policy Documents,” you should see a line for the “Declaration Page.”
This may be grouped under “Change Your Policy” or another similar heading.
How to find your declarations page on GEICO's mobile app
If you need to access your declarations page on the go, the GEICO mobile app also keeps your documents handy.
- Step 1: Log in to the GEICO app with your credentials and select the "Need to make a policy change?" option under the heading "Here's What's Next."
- Step 2: Click on "View Insurance Documents." (You can also see your policy number at the top)
- Step 3: Under Proof of Insurance, you can select the insurance document you'd like to view.
- Step 4: In this part of the app, you can choose to "Get ID Cards" or select"Declarations Page."
Zebra tip: Renewal is a great time to shop around
If your policy renewal premium was higher than you're happy with, consider comparing quotes with other companies. Now that you've found your declarations page, you can compare coverage exactly and ensure you are getting quoted for a comparable policy.
"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."
Katie Gold — Head of Agency at The Zebra
When would I need my declarations page?
Your insurance declarations page is a key document that summarizes your policy. You might need to check it to understand your coverage, prove you have insurance when registering a car, during a traffic stop, or when filing a claim. It’s also useful for comparing policies, meeting loan or lease requirements, and checking if your policy covers rental cars. Keep it handy for travel or if you need to resolve any disputes about your coverage. Think of it as your insurance cheat sheet!
