I hear advertisements about companies offering a digital proof of insurance card but is that legal? I thought you had to keep a hard copy in your car?
As of May 2015, 42 states allowed for digital proof of insurance rather than a paper ID card. That is seven more states than in 2013 so there is potential that within the next few years every state could allow for digital proof. Luckily your state has already allowed for this so it is perfectly acceptable to keep a copy saved to your phone.