What should I do if I can't afford car insurance but need my car to get to work and make ends meet?
I live 10 miles from my job and don't live in a city large enough to provide adequate public transportation. I have a decent job but have lots of bill and can't afford to insure my vehicle but it is my only mode of transportation. Is there anything I can do to get affordable coverage?
Consider the golden rule here. If you are involved in an accident and the other person is at fault, wouldn't you expect them to pay for your damages? Drivers expect the same of you if you are going to be sharing the road. No one plans on being in an accident so when it happens it is usually a surprise to all parties involved.
Insurance coverage can be expensive so if cost is an issue then you should consider your finances and cut out any unnecessary expenses from your budget so you can afford what's important – and in this case auto insurance is extremely important. Once you have coverage for at least 6 months then you should see your rates decrease based on the discount associated with maintaining insurance. Get quotes from multiple carriers so you can find your best rate and be sure to drive safely in order to see your rates become more affordable.
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