Question
What should I do if I can't afford car insurance but need my car to get to work and make ends meet?
I live 10 miles from my job and don't live in a city large enough to provide adequate public transportation. I have a decent job but have lots of bill and can't afford to insure my vehicle but it is my only mode of transportation. Is there anything I can do to get affordable coverage?
Answer
Consider the golden rule here. If you are involved in an accident and the other person is at fault, wouldn't you expect them to pay for your damages? Drivers expect the same of you if you are going to be sharing the road. No one plans on being in an accident so when it happens it is usually a surprise to all parties involved. Insurance coverage can be expensive so if cost is an issue then you should consider your finances and cut out any unnecessary expenses from your budget so you can afford what's important. And auto insurance is extremely important based on the example up top. Once you have coverage for at least 6 months then you should see your rates decrease based on the discount associated with maintaining insurance. Shop with as many carriers as you can to find your best rate and drive safely to see your rates become more affordable.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.