Question
How do I dispute a homeowners insurance claim?
I believe that there was a bogus claim made on my insurance. I went to make a claim for water damage, but the insurance company does not want to cover it. They say that a claim had been made, but I never did this or received payment. What steps can I take to fix this?
Answer
Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.
Ross h…
Credentials
- 5+ years in the Insurance Industry
Sorry to hear about your recent troubles. Unfortunately, to dispute a homeowners claim such as this, the best way forward is to seek legal advice. Furthermore, you will need to contact LexisNexis, the company that provides the CLUE report (also known as your claims history report). This will help you find out as much as possible about the claim in question. It's worth noting that some homeowners policies offer identity theft protection, which could come in handy in this case.
Good luck and don't hesitate to ask if you have any questions.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.
