How to Find your USAA Declarations Page

Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from USAA.

What does a USAA declarations page look like?

A declarations page (commonly referred to as "dec page") hosts the most important information about your insurance policy — who is covered, what is covered, and for which limits. For USAA customers, your declarations page looks like this:

How to read your declarations page by section:

Policy number: This is your unique policy number, which you’ll need when filing a claim.
Policy term: Lists the effective date and expiration date of your policy.
Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
Vehicle information: The insured car's make, model, year and VIN are listed here.
Coverages, limits and deductibles: Lists bodily injury and property damage liability (required), as well as any elected coverages such as comprehensive, collision, etc. The limits list the maximum amount each coverage will pay and any required deductible you have to pay out of pocket.

This is a sample document for instructional purposes only, not a guarantee of specific customer results.

How to Read a Car Insurance Policy

Make sure you know where to find important information on your policy documents.

How to find your USAA declarations page online

In order to access your declarations page online, you must be logged in to your account on USAA's website. Click on your auto insurance policy.

Scroll down until you see "View Documents" and click there.

Select the folder marked "All" and it will bring you to your documents. Expand the hamburger icon to the right of the appropriate policy period and select "View PDF." Your declarations page will open in a new tab in PDF form.

How to find your declarations page on USAA's mobile app

If you need to access your declarations page on the go, the USAA mobile app also keeps your documents handy.

Step 1: Log in to the USAA app with your credentials.
Step 2: Select your insurance policy from the app home page under the "Insurance" section.
Step 3: Tap the Coverages tab at the top, and your declaration page information will be displayed right in the app.

Zebra tip: Renewal is a great time to shop around

If your policy renewal premium was higher than you're happy with, consider comparing quotes with other companies. Now that you've found your declarations page, you can compare coverage exactly and ensure you are getting quoted for a comparable policy.

Advice from your agent: Compare coverages line by line

"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."

Katie Gold — Head of Agency at The Zebra

When would I need my declarations page?

Your insurance declarations page is an important document outlining all the coverages you’re enrolled in and their limits. It can be especially helpful in various situations, whether shopping around with new providers, getting a new car, or changing your policy, like adding drivers or vehicles. Understanding how to read this document allows you to make informed decisions about your coverage, ensure you're adequately protected, and simplify updating or comparing policies.

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