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Does my son-in-law's military status (Marine) qualify me as USAA member?

Can I purchase USAA Insurance based upon my son-in-law's Marine service and active USAA membership? I have great credit score and driving history. Also a retired police detective, have three current vehicles and two homes insured.

Feb 15, 2018 Austin, TX

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

It is my understanding that USAA eligibility flows "downstream" – which means you need to be a child or spouse of an established member to get a USAA policy. Therefore parents, or in your case in-laws, of USAA members are likely not eligible to get their own policy. This applies to all insurance types (auto, home, etc.) and all branches of service (Marines, Navy, etc.) as well.

Still, we would recommend contacting USAA to double check. And, if you need help comparing rates from other carriers, The Zebra makes it easy. Good luck!

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