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Does my son-in-law's military status (Marine) qualify me as USAA member?

Can I purchase USAA Insurance based upon my son-in-law's Marine service and active USAA membership? I have great credit score and driving history. Also a retired police detective, have three current vehicles and two homes insured.

Feb 27, 2026 Austin, TX

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Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

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USAA eligibility flows to spouses and children, not parents or in-laws


It is my understanding that USAA eligibility flows "downstream" – which means you need to be a child or spouse of an established member to get a USAA policy. Therefore parents, or in your case in-laws, of USAA members are likely not eligible to get their own policy. This applies to all insurance types (auto, home, etc.) and all branches of service (Marines, Navy, etc.) as well.

Still, we would recommend contacting USAA to double check. And, if you need help comparing rates from other carriers, The Zebra makes it easy. Good luck!

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