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Ava Lynch

Insurance Analyst

  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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How much does car insurance cost in Bridgeport?


Car insurance costs an average of $2,201 per year in Bridgeport, Connecticut. That's more expensive than the average across Connecticut ($1,696) and more expensive than the national average of $1,548. Our guide to Bridgeport car insurance includes average rates based on age, credit score, driving history and marital status. Keep reading to learn more.

Bridgeport Average (yearly) Connecticut Average United States Average
$2,201 $1,696 $1,548
Jump to Bridgeport car insurance rates by:

Bridgeport car insurance premiums by company


One of the best ways to save on auto insurance is to compare rates from multiple companies and to choose the insurer that best fits your coverage needs. For a typical driver, GEICO offers Bridgeport's most affordable premiums. We've listed the best cheap car insurance companies in Bridgeport below. Use this information as a starting point and be sure to gather quotes specific to your unique driving profile.

Insurer Average Rate (annual)
GEICO $1,437
State Farm $1,726
Amica $2,246
Progressive $2,520
Allstate $2,849

While finding the cheapest car insurance is important, we recommend checking out customer satisfaction scores of car insurance companies as well before committing.


Bridgeport car insurance premiums by age

The age group that enjoys the lowest auto insurance rates in Bridgeport are drivers in their 50s, who pay an average of $1,975 per year. Drivers in their 40s don't pay much more ($2,049).

The Bridgeport drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Bridgeport is to age out of your teenage years. The difference in rates paid by teenage drivers and drivers in their 20s in Bridgeport is $6,899, the largest such difference between any two age groups.

Age group Average Annual Rate
Teenagers $9,895
20s $2,996
30s $2,177
40s $2,049
50s $1,975
60s $2,049
70s $2,687

Learn more about the impact of age on car insurance premiums.


Bridgeport auto insurance rates by gender and marital status


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Bridgeport pay $83 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Bridgeport, single drivers pay more than those who are widowed.

Gender is another factor that can impact auto insurance costs. The typical male driver in Bridgeport pays $45 more each year for car insurance than does his female counterpart.

Gender/Marital Status Average Yearly Rate
Female $2,156
Male $2,201
Single $2,118
Married $2,118
Divorced $2,201
Widowed $2,201

Learn more about the impact of gender on insurance rates.


Bridgeport auto insurance costs by citation and accident history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Bridgeport, a reckless driving citation results in an average insurance rate increase of $1,608 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,639 increase and a speeding ticket triggers a $540 rate hike.

Incident Average Yearly Rate
DUI/DWI $3,839
Reckless Driving $3,809
At-fault Accident (damages less than $1,000) $3,253
At-fault Accident (damages greater than $2,000) $3,240
Speeding Ticket (16-20 mph over speed limit) $2,740


Bridgeport car insurance rates by credit level


Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Bridgeport drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 57% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is a meaningful step toward saving money on auto insurance. In Bridgeport, improving your credit to "Fair" could help you earn a $1,573 decrease in yearly insurance premiums.

Credit Score Average Annual Rate
Very Poor $4,283
Fair $2,710
Good $2,201
Very Good $2,049
Exceptional $1,858

Find auto insurance by comparing rates today.

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.