The car is owned by my father (because he has good credit) and I’m the co-signer. We took out a loan and are required to have full coverage no matter what, but if the vehicle isn’t being driven and it’s off the road does it really matter? I’ve already talked to my dad’s insurance and they said the only thing they can do is take me off the policy (currently listed as a temporary driver to the vehicle ). They are still going to put my dad as the primary driver for the car, and they said we have to keep full coverage on it. My dad isn’t going to drive the car at all, and he said he’s not going to pay for the insurance cost every month. Im already going to be making payments on a car while I’m away, and I don’t want to pay for insurance if I’m not even driving it. Any advice?