I was parked on the street for a few hours and came back to a scratch from my back driver-side door to my bumper. It isn’t big but it’s noticible and it bothers me. What will happen if I file a claim?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair. I would recommend getting a repair estimate first since your company wouldn’t pay for the claim unless it costs more than your deductible.