Is U.S. News good for comparing car insurance?
U.S. News is, first and foremost, a news and rankings site. It’s well-known for covering topics like education, health care, and current events—and while it’s started dipping into car insurance and personal finance, that’s not really its specialty.
You’ll find some helpful overviews and company profiles, but if you're looking for real-time quotes or hands-on shopping tools, you’ll be redirected to insurer websites. In short: U.S. News is better for background research than for actually comparing car insurance rates.
Pros and cons of U.S. News
The website covers a wide range of current events and trends, from politics and the economy to senior living and fitness. You might find a list of the best travel rewards programs right next to an article on today’s job market. In short, U.S. News offers a little bit about a lot—which can be a drawback for consumers looking for deep, focused expertise on one specific topic, like car insurance.
-
User-friendly question process
-
Variety of informational content
-
Inundation of texts, emails, and calls
-
No immediate rates
-
Amount of topics can be overwhelming
The biggest downside of using the site was what happened after I submitted my information. I got calls, texts, and emails within minutes—from companies I hadn’t even seen in my results. The outreach wasn’t just fast, it was overwhelming. Over the next several days, the messages kept coming, and I eventually had to start blocking numbers just to get a break. It felt invasive and left me questioning how securely my information was being shared.
Save on car insurance with The Zebra
How does U.S. News' car insurance quote tool work?
Like The Zebra and other similar sites, U.S. News partners with some of the country's top insurance companies—including State Farm and Direct Auto—to offer insurance quotes for its users based on their personal information. One interesting point, though, was that it also provided options to connect to other comparison platforms—The Zebra being one of them.
The comparison websites generally start by asking you basic information about yourself and your vehicle. For example, you'll need to provide your age and location, the make and model of your vehicle, and a few other details. The prompts also ask whether or not you're married or own a home, which may be helpful if you're looking for discounts.
I appreciated that while going through the questions, I could see a percentage of how far along I actually was in the process. This was helpful in deciding if it was worth my time to continue the process. They also did a nice job of enticing me to continue with pricing a second car, hinting at potential savings or having multiple policies — keep in mind, however, that 20% isn't a guarantee, so it felt a bit misleading.
Insurance companies use personal details—such as age, gender, marital status, location, and driving history—to generate accurate quotes. Other factors like credit score, education level, homeownership, and military affiliation can influence rates or unlock discounts, helping tailor quotes to each individual.
Because premiums shift as your circumstances change, it’s smart to compare quotes every six months or after major life events, like a significant birthday, getting married, or moving to a new state.
U.S. News collects specific information to surface potential discounts. For instance, military affiliation may qualify you for savings, though not all insurers offer the same deals. It’s also worth noting that certain situations—like having multiple drivers in one household—don’t always result in lower premiums.
How Does The Zebra Work?
Here’s a quick run-down of The Zebra's business model and how we help people find the best insurance policies for them.
The U.S. News results page
I was disappointed to see no actual quotes—just company names and "Unlock My Quote" buttons that would take me to the next website.
The page suggests reviewing matches and getting quotes directly from the listed companies, noting that only some information will be prefilled. When I clicked on Progressive, I was redirected to their site and had to re-enter much of the same information I’d already provided. However, some of the carriers listed had the information prefilled, and I only needed to confirm. While this is fairly typical for a comparison site, it can still be frustrating if you're in a hurry.
The results page was lackluster, and there was no option to compare different types of insurance, deductibles, or policy limits. You can’t compare coverage side by side—you just get sent to other sites, making the process feel more fragmented than helpful.
How many quotes will you get?
The number of quotes you receive depends on your location and coverage level. If you live in an urban area, you'll likely get more options, and adjusting coverage can expand results. On other websites, I was able to adjust the coverage level and got more results, but that isn't an option on the U.S. News quote tool.
Because U.S. News doesn't have its own agency and acts as an intermediary, you can't bind a policy through the site; that's where the partner companies take over.
Home insurance
As mentioned, U.S. News covers more than just news—and car insurance isn’t the only type of coverage you can explore on the site. They also offer tools for comparing home and life insurance, though neither one left a strong impression.
The home insurance quote experience, in particular, felt off. After submitting some basic info, I was met with a pop-up telling me someone was calling and that I should answer my phone. It came across more like a third-party ad than a trustworthy quote tool. Once I closed it, I was shown exactly one result: Allstate. Not exactly a comprehensive comparison.
Life insurance
When I entered my ZIP code for life insurance quotes, U.S. News redirected me to Policygenius, where I had to input detailed personal info like my height, weight, income, and health status. In this case, U.S. News is acting more like a middleman than a comparison tool—sending users to platforms they could’ve just visited directly.
To their credit, they do offer a solid life insurance review page featuring an analysis of 37 top companies. But when it comes to actual quotes, you’ll be going elsewhere to get them.
How does U.S. News handle your personal information?
U.S. News collects personal info (like your name, contact details, and browsing activity) through things like sign-ups and site use. They use this data to personalize your experience, respond to you, and show targeted ads. They may also share it with partners and affiliates to offer relevant services. This isn't unique to U.S. News, but every website's privacy policy will differ slightly.
According to U.S. News' privacy policy, you can opt out, but reading through all the details and choosing the correct button is a little confusing. The company cites several state privacy laws, including California and Colorado, but it's unclear for folks who aren't well-versed in legalese. One particular sentence stood out, however, regarding their treatment of consumers' requests.
"For residents of states without consumer privacy laws, we will consider requests but will apply our discretion in how we process such requests."[1]
How Other Comparison Websites Measure Up
Gabi compares quotes from 40+ companies, offering a 5-minute process per product with purchase options online or by phone.
Insurify partners with top insurers and connects customers with licensed agents through its in-house agency. However, a phone number is required for quotes.
Compare.com lets users compare insurance quotes but may offer limited results and share your info, leading to unwanted contacts.
Explore insurance quotes and save using The Zebra!
Customer ratings and reviews
⚠️ U.S. News isn’t a standalone quote site
U.S. News offers car insurance quotes through partnerships, but it’s not a dedicated comparison platform like The Zebra.
That means:
-
You won’t find many user ratings for its quote tool.
-
Most reviews focus on its news content and rankings, not the quoting experience.
-
It's best viewed as an informational resource, not a full-service shopping tool.
U.S. News vs. The Zebra
Both sites offer insurance quotes but serve different primary purposes. Here’s how they compare:
U.S. News:
-
Provides insurance quote access through third-party partners, not directly through its own platform.
-
Lacks user reviews or ratings for its quote tool experience.
-
Known more as a media company than a dedicated quote comparison service.
-
Focuses on expert rankings, editorial content, and insurance education.
The Zebra:
-
Specializes in insurance as the largest direct quotes comparison site, with strong partnerships with top providers.
-
Features an in-house insurance agency, allowing users to purchase policies directly.
-
Focuses primarily on helping users compare and choose insurance policies, with additional educational resources available.
-
Prioritizes user privacy with a strict “no-spam” policy.
| The Zebra | U.S. News | |
|---|---|---|
| In-house agency | ✓ | |
| Educational resources | ✓ | ✓ |
| Mobile app | ||
| Reviews and ratings | ✓ | ✓ |
| Data privacy and security | ✓ | ✓ |
| Requires phone number | ✓ | ✓ |
| Real-time quotes | ✓ |
U.S. News: The final verdict
U.S. News is best known for rankings and reporting—and that’s where it performs strongest. Its insurance tools are limited, often redirecting users to other sites for quotes. We also experienced a flood of follow-up calls and texts after submitting our info, which may be a turnoff for some. If you're mainly after solid journalism, U.S. News delivers. But for comparing insurance, there are better tools designed for that job.
FAQs
Compare quotes and start saving!
Related Content
- Independent Insurance Agents: Pros and Cons
- Insurance Terms Glossary
- Can You Get Your Car Out of Impound Without Insurance?
- GEICO Declarations page
- Travelers Declarations page
- Property and Casualty Insurance
- What is the NAIC?
- Property Protection Insurance Defined
- What is a Car Insurance Premium?
- CARCO Inspections
Related Questions
Other people are also asking...
Does Hanover only sell through agents, or can I get a quote online?
Why does Allstate count hail damage against you?
Does The Zebra use a hard or soft credit pull to compare insurance quotes?
What's the difference between an insurance carrier and an insurance agency?
Consumer Rights Request Form. U.S. News
About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.