Ford Ranger Insurance: by Model Year & Company
Ford Ranger insurance costs an average of $978 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Ford Ranger at $124/mo or $742 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford Ranger:
- The Ranger costs less to insure than most trucks. Averaging $163/mo for the Ranger versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the Ranger, like the Ford C-MAX Hybrid ($145/mo), Ford Edge ($142/mo), or Ford Expedition EL ($145/mo), your insurance costs will be more expensive.
- Progressive ($116/mo), American Family ($125/mo), USAA ($129/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,483 |
| USAA |
$1,670 |
| American Family |
$1,711 |
| Erie |
$1,887 |
| Nationwide |
$1,968 |
| GEICO |
$2,225 |
| State Farm |
$2,320 |
| Farmers |
$3,254 |
| Allstate |
$4,198 |
Compare all 2025 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$2,3452024 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,483 |
| American Family |
$1,651 |
| USAA |
$1,663 |
| Erie |
$1,833 |
| Nationwide |
$2,002 |
| GEICO |
$2,147 |
| State Farm |
$2,234 |
| Farmers |
$3,093 |
| Allstate |
$3,987 |
Compare all 2024 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$2,2782023 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,467 |
| American Family |
$1,589 |
| Erie |
$1,618 |
| USAA |
$1,739 |
| State Farm |
$1,855 |
| Nationwide |
$1,964 |
| GEICO |
$2,053 |
| Farmers |
$2,906 |
| Allstate |
$3,502 |
Compare all 2023 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$2,1312022 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,447 |
| American Family |
$1,551 |
| Erie |
$1,632 |
| USAA |
$1,657 |
| State Farm |
$1,896 |
| GEICO |
$1,946 |
| Nationwide |
$1,992 |
| Farmers |
$2,788 |
| Allstate |
$3,272 |
Compare all 2022 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$2,0602021 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,412 |
| American Family |
$1,501 |
| Erie |
$1,587 |
| USAA |
$1,640 |
| State Farm |
$1,898 |
| GEICO |
$1,906 |
| Nationwide |
$1,986 |
| Farmers |
$2,653 |
| Allstate |
$3,163 |
Compare all 2021 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$2,0172020 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,372 |
| American Family |
$1,460 |
| USAA |
$1,544 |
| Erie |
$1,547 |
| State Farm |
$1,814 |
| GEICO |
$1,823 |
| Nationwide |
$2,008 |
| Farmers |
$2,542 |
| Allstate |
$2,938 |
Compare all 2020 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$1,9322019 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,323 |
| American Family |
$1,418 |
| USAA |
$1,468 |
| Erie |
$1,470 |
| GEICO |
$1,750 |
| State Farm |
$1,764 |
| Nationwide |
$1,934 |
| Farmers |
$2,423 |
| Allstate |
$2,756 |
Compare all 2019 Ford Ranger insurance rates.
Average Cost to Insure Per Year
$1,8462011 Ford Ranger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$984 |
| USAA |
$991 |
| American Family |
$1,119 |
| Progressive |
$1,175 |
| State Farm |
$1,257 |
| GEICO |
$1,277 |
| Nationwide |
$1,458 |
| Farmers |
$1,577 |
| Allstate |
$2,123 |