Ford F-350 Super Duty Insurance: by Model Year & Company

Ford F-350 Super Duty insurance costs an average of $1,109 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ford F-350 Super Duty at $165/mo or $992 for a 6-month full coverage policy.

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F-350 Super Duty Car Insurance

What to know about insuring a Ford F-350 Super Duty:

  1. The F-350 Super Duty costs less to insure than most trucks. Averaging $185/mo for the F-350 Super Duty versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the F-350 Super Duty, like the Ford F-450 Super Duty ($217/mo), Ford F-250 Super Duty ($179/mo), or Ford F-150 ($165/mo), your insurance costs will be about the same.
  3. American Family ($131/mo), USAA ($133/mo), Erie ($146/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Ford F-350 Super Duty Vehicle Image
2025 Ford F-350 Super Duty
Av. Cost Per Year$2,887
Av. Per Month$241

Cheapest Companies

USAA$96/m
Erie$102/m
American Family$117/m

How much does it cost to insure my Ford F-350 Super Duty?

Select your model year:

2025 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,984

USAA

$1,995

Progressive

$2,351

Nationwide

$2,419

Erie

$2,458

State Farm

$2,488

GEICO

$2,621

Farmers

$3,437

Allstate

$5,436

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Average Cost to Insure Per Year
$2,887

2024 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,912

USAA

$1,989

Progressive

$2,338

Erie

$2,388

State Farm

$2,399

Nationwide

$2,479

GEICO

$2,638

Farmers

$3,242

Allstate

$5,056

Compare all 2024 Ford F-350 Super Duty insurance rates.
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Average Cost to Insure Per Year
$2,817

2023 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,844

USAA

$1,958

Erie

$2,285

Progressive

$2,303

State Farm

$2,333

Nationwide

$2,489

GEICO

$2,620

Farmers

$3,122

Allstate

$4,905

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Average Cost to Insure Per Year
$2,766

2022 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,769

USAA

$1,912

Erie

$2,149

Progressive

$2,153

State Farm

$2,275

GEICO

$2,297

Nationwide

$2,532

Farmers

$3,002

Allstate

$4,369

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Average Cost to Insure Per Year
$2,573

2021 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,704

USAA

$1,871

Erie

$1,980

Progressive

$2,090

GEICO

$2,313

State Farm

$2,524

Nationwide

$2,536

Farmers

$2,837

Allstate

$3,796

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Average Cost to Insure Per Year
$2,491

2020 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,657

USAA

$1,715

Erie

$1,959

Progressive

$2,017

GEICO

$2,234

State Farm

$2,658

Nationwide

$2,728

Farmers

$2,746

Allstate

$3,682

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Average Cost to Insure Per Year
$2,458

2019 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
USAA

$1,605

American Family

$1,607

Erie

$1,642

Progressive

$1,963

GEICO

$2,068

State Farm

$2,523

Nationwide

$2,623

Farmers

$2,648

Allstate

$3,739

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Average Cost to Insure Per Year
$2,359

2018 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,529

USAA

$1,544

Erie

$1,593

Progressive

$1,893

GEICO

$2,000

State Farm

$2,346

Farmers

$2,562

Nationwide

$2,564

Allstate

$3,475

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Average Cost to Insure Per Year
$2,252

2017 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,477

USAA

$1,484

Erie

$1,683

Progressive

$1,836

GEICO

$1,996

State Farm

$2,043

Nationwide

$2,456

Farmers

$2,501

Allstate

$3,432

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Average Cost to Insure Per Year
$2,180

2016 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
USAA

$1,370

American Family

$1,407

Erie

$1,513

Progressive

$1,893

GEICO

$1,933

State Farm

$1,981

Nationwide

$2,382

Farmers

$2,468

Allstate

$2,851

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Average Cost to Insure Per Year
$2,049

2015 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
USAA

$1,328

American Family

$1,357

Erie

$1,438

GEICO

$1,831

Progressive

$1,858

State Farm

$2,004

Farmers

$2,376

Nationwide

$2,443

Allstate

$2,809

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Average Cost to Insure Per Year
$2,010

2014 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
American Family

$1,294

Erie

$1,416

USAA

$1,443

GEICO

$1,778

Progressive

$1,842

State Farm

$1,844

Farmers

$2,242

Nationwide

$2,388

Allstate

$2,817

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Average Cost to Insure Per Year
$1,978

2013 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
USAA

$1,228

American Family

$1,276

Erie

$1,296

GEICO

$1,713

Progressive

$1,776

State Farm

$1,780

Farmers

$2,159

Nationwide

$2,336

Allstate

$2,886

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Average Cost to Insure Per Year
$1,914

2012 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
Erie

$1,288

USAA

$1,381

American Family

$1,411

GEICO

$1,666

Progressive

$1,753

State Farm

$1,776

Farmers

$2,107

Nationwide

$2,398

Allstate

$3,000

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Average Cost to Insure Per Year
$1,945

2011 Ford F-350 Super Duty

Cheapest Insurance Companies Average Annual Cost
USAA

$1,155

Erie

$1,225

American Family

$1,408

GEICO

$1,611

State Farm

$1,613

Progressive

$1,733

Nationwide

$1,983

Farmers

$2,034

Allstate

$3,138

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Average Cost to Insure Per Year
$1,840