Ford Fusion Energi Insurance: by Model Year & Company

Ford Fusion Energi insurance costs an average of $982 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Ford Fusion Energi at $132/mo or $790 for a 6-month full coverage policy.

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Fusion Energi Car Insurance

What to know about insuring a Ford Fusion Energi:

  1. The Fusion Energi costs less to insure than most sedans. Averaging $164/mo for the Fusion Energi versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Fusion Energi, like the Ford Fusion ($145/mo), Ford Fusion Hybrid ($154/mo), or Ford C-MAX Hybrid ($145/mo), your insurance costs will be more expensive.
  3. Progressive ($124/mo), USAA ($131/mo), American Family ($135/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2019 Ford Fusion Energi Vehicle Image
2019 Ford Fusion Energi
Av. Cost Per Year$2,150
Av. Per Month$179

Cheapest Companies

Progressive$116/m
USAA$117/m
American Family$125/m

How much does it cost to insure my Ford Fusion Energi?

Select your model year:

2019 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,579

American Family

$1,737

USAA

$1,812

Erie

$1,833

GEICO

$2,070

Nationwide

$2,111

State Farm

$2,121

Farmers

$2,654

Allstate

$3,131

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Average Cost to Insure Per Year
$2,150

2018 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,610

American Family

$1,699

USAA

$1,772

Erie

$1,886

GEICO

$2,036

State Farm

$2,084

Nationwide

$2,193

Farmers

$2,504

Allstate

$2,747

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Average Cost to Insure Per Year
$2,084

2017 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,522

USAA

$1,565

American Family

$1,598

Erie

$1,817

State Farm

$1,962

GEICO

$1,981

Nationwide

$2,209

Farmers

$2,395

Allstate

$2,780

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Average Cost to Insure Per Year
$2,014

2016 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,462

USAA

$1,555

American Family

$1,563

Erie

$1,785

State Farm

$1,920

GEICO

$1,934

Nationwide

$2,225

Farmers

$2,413

Allstate

$2,775

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Average Cost to Insure Per Year
$1,990

2015 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,423

USAA

$1,454

American Family

$1,623

Erie

$1,678

State Farm

$1,800

GEICO

$1,888

Nationwide

$2,135

Farmers

$2,416

Allstate

$2,703

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Average Cost to Insure Per Year
$1,923

2014 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,454

USAA

$1,466

American Family

$1,608

Erie

$1,650

State Farm

$1,868

GEICO

$1,941

Nationwide

$2,074

Farmers

$2,274

Allstate

$2,620

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Average Cost to Insure Per Year
$1,919

2013 Ford Fusion Energi

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,386

USAA

$1,405

American Family

$1,496

Erie

$1,549

State Farm

$1,805

GEICO

$1,876

Nationwide

$1,947

Farmers

$2,205

Allstate

$2,981

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Average Cost to Insure Per Year
$1,905