Ford F-450 Super Duty Insurance: by Model Year & Company
Ford F-450 Super Duty insurance costs an average of $1,300 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Ford F-450 Super Duty at $191/mo or $1,146 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford F-450 Super Duty:
- The F-450 Super Duty costs more to insure than most trucks. Averaging $217/mo for the F-450 Super Duty versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the F-450 Super Duty, like the Ford F-250 Super Duty ($179/mo), Ford F-350 Super Duty ($185/mo), or Ford F-150 ($165/mo), your insurance costs will be more expensive.
- USAA ($163/mo), American Family ($169/mo), Progressive ($174/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,292 |
| Progressive |
$2,387 |
| American Family |
$2,615 |
| Nationwide |
$2,636 |
| GEICO |
$2,925 |
| State Farm |
$2,958 |
| Erie |
$3,170 |
| Farmers |
$4,415 |
| Allstate |
$6,878 |
Compare all 2025 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$3,3852024 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,290 |
| Progressive |
$2,370 |
| American Family |
$2,516 |
| Nationwide |
$2,701 |
| State Farm |
$2,841 |
| GEICO |
$3,173 |
| Erie |
$3,208 |
| Farmers |
$4,153 |
| Allstate |
$6,400 |
Compare all 2024 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$3,3512023 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,332 |
| American Family |
$2,407 |
| USAA |
$2,442 |
| Nationwide |
$2,719 |
| State Farm |
$2,755 |
| GEICO |
$3,030 |
| Erie |
$3,087 |
| Farmers |
$3,996 |
| Allstate |
$5,934 |
Compare all 2023 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$3,2452022 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,291 |
| American Family |
$2,319 |
| USAA |
$2,393 |
| Nationwide |
$2,680 |
| State Farm |
$2,684 |
| GEICO |
$2,852 |
| Erie |
$2,959 |
| Farmers |
$3,817 |
| Allstate |
$5,014 |
Compare all 2022 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$3,0292021 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,221 |
| American Family |
$2,227 |
| USAA |
$2,231 |
| State Farm |
$2,620 |
| Nationwide |
$2,631 |
| Erie |
$2,739 |
| GEICO |
$2,754 |
| Farmers |
$3,665 |
| Allstate |
$4,352 |
Compare all 2021 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,8492020 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,106 |
| Progressive |
$2,135 |
| American Family |
$2,149 |
| State Farm |
$2,552 |
| Erie |
$2,647 |
| GEICO |
$2,650 |
| Nationwide |
$2,759 |
| Farmers |
$3,511 |
| Allstate |
$4,284 |
Compare all 2020 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,7812019 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,894 |
| USAA |
$1,981 |
| Progressive |
$2,088 |
| Erie |
$2,365 |
| GEICO |
$2,453 |
| State Farm |
$2,477 |
| Nationwide |
$2,774 |
| Farmers |
$3,393 |
| Allstate |
$4,209 |
Compare all 2019 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,6722018 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,915 |
| USAA |
$1,921 |
| Progressive |
$2,084 |
| Erie |
$2,349 |
| State Farm |
$2,454 |
| GEICO |
$2,455 |
| Nationwide |
$2,570 |
| Farmers |
$3,244 |
| Allstate |
$3,890 |
Compare all 2018 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,5812017 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,702 |
| Progressive |
$1,909 |
| American Family |
$1,992 |
| Erie |
$2,196 |
| GEICO |
$2,321 |
| State Farm |
$2,369 |
| Nationwide |
$2,542 |
| Farmers |
$3,125 |
| Allstate |
$3,725 |
Compare all 2017 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,4492016 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,898 |
| American Family |
$1,940 |
| Erie |
$2,064 |
| USAA |
$2,233 |
| GEICO |
$2,239 |
| State Farm |
$2,296 |
| Nationwide |
$2,558 |
| Farmers |
$3,047 |
| Allstate |
$3,198 |
Compare all 2016 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,4122015 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,855 |
| Progressive |
$1,864 |
| Erie |
$1,983 |
| GEICO |
$2,163 |
| USAA |
$2,175 |
| State Farm |
$2,222 |
| Nationwide |
$2,466 |
| Farmers |
$2,932 |
| Allstate |
$3,110 |
Compare all 2015 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,3382014 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,475 |
| American Family |
$1,803 |
| Erie |
$1,834 |
| Progressive |
$1,868 |
| GEICO |
$2,035 |
| State Farm |
$2,160 |
| Nationwide |
$2,557 |
| Farmers |
$2,718 |
| Allstate |
$3,086 |
Compare all 2014 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,1942013 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,417 |
| American Family |
$1,615 |
| Erie |
$1,746 |
| Progressive |
$1,746 |
| State Farm |
$1,942 |
| GEICO |
$1,968 |
| Nationwide |
$2,347 |
| Farmers |
$2,626 |
| Allstate |
$3,145 |
Compare all 2013 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,1002012 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,346 |
| Erie |
$1,586 |
| American Family |
$1,630 |
| GEICO |
$1,886 |
| State Farm |
$1,984 |
| Progressive |
$2,089 |
| Nationwide |
$2,117 |
| Farmers |
$2,511 |
| Allstate |
$3,220 |
Compare all 2012 Ford F-450 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,0912011 Ford F-450 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,309 |
| Erie |
$1,511 |
| American Family |
$1,597 |
| GEICO |
$1,827 |
| State Farm |
$1,877 |
| Nationwide |
$2,007 |
| Progressive |
$2,033 |
| Farmers |
$2,433 |
| Allstate |
$3,303 |