Ford Fusion Hybrid Insurance: by Model Year & Company

Ford Fusion Hybrid insurance costs an average of $922 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ford Fusion Hybrid at $132/mo or $793 for a 6-month full coverage policy.

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Fusion Hybrid Car Insurance

What to know about insuring a Ford Fusion Hybrid:

  1. The Fusion Hybrid costs less to insure than most sedans. Averaging $154/mo for the Fusion Hybrid versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Fusion Hybrid, like the Ford Escape Hybrid ($157/mo), Ford C-MAX Hybrid ($145/mo), or Ford Escape Plug-in Hybrid ($176/mo), your insurance costs will be about the same.
  3. American Family ($118/mo), USAA ($120/mo), Progressive ($125/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Ford Fusion Hybrid Vehicle Image
2020 Ford Fusion Hybrid
Av. Cost Per Year$2,141
Av. Per Month$178

Cheapest Companies

American Family$104/m
USAA$108/m
Erie$114/m

How much does it cost to insure my Ford Fusion Hybrid?

Select your model year:

2020 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,585

Progressive

$1,676

USAA

$1,786

Erie

$1,936

GEICO

$1,999

State Farm

$2,132

Nationwide

$2,420

Farmers

$2,699

Allstate

$2,816

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Average Cost to Insure Per Year
$2,141

2019 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,515

Progressive

$1,578

USAA

$1,707

Erie

$1,865

GEICO

$1,924

State Farm

$2,039

Nationwide

$2,434

Farmers

$2,600

Allstate

$2,714

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Average Cost to Insure Per Year
$2,067

2018 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,478

USAA

$1,600

Progressive

$1,609

Erie

$1,881

GEICO

$1,933

State Farm

$2,013

Allstate

$2,478

Farmers

$2,488

Nationwide

$2,580

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Average Cost to Insure Per Year
$2,034

2017 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,422

USAA

$1,459

Progressive

$1,548

Erie

$1,811

GEICO

$1,869

State Farm

$1,961

Farmers

$2,365

Allstate

$2,507

Nationwide

$2,714

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Average Cost to Insure Per Year
$1,997

2016 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,379

American Family

$1,411

Progressive

$1,471

Erie

$1,729

State Farm

$1,742

GEICO

$1,806

Nationwide

$2,192

Farmers

$2,340

Allstate

$2,424

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Average Cost to Insure Per Year
$1,853

2015 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,337

American Family

$1,422

Progressive

$1,431

State Farm

$1,642

Erie

$1,698

GEICO

$1,760

Nationwide

$2,064

Farmers

$2,275

Allstate

$2,363

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Average Cost to Insure Per Year
$1,790

2014 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,310

American Family

$1,428

Progressive

$1,442

Erie

$1,595

State Farm

$1,605

GEICO

$1,757

Nationwide

$1,981

Farmers

$2,177

Allstate

$2,293

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Average Cost to Insure Per Year
$1,754

2013 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,233

American Family

$1,317

Progressive

$1,393

Erie

$1,548

State Farm

$1,570

GEICO

$1,715

Nationwide

$1,950

Farmers

$2,111

Allstate

$2,300

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Average Cost to Insure Per Year
$1,712

2012 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,285

American Family

$1,337

Progressive

$1,369

Erie

$1,428

State Farm

$1,519

GEICO

$1,683

Nationwide

$1,956

Farmers

$2,070

Allstate

$2,324

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Average Cost to Insure Per Year
$1,702

2011 Ford Fusion Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,252

USAA

$1,291

Erie

$1,369

State Farm

$1,472

Progressive

$1,535

GEICO

$1,622

Nationwide

$1,807

Farmers

$2,001

Allstate

$2,314

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Average Cost to Insure Per Year
$1,677