Ford Fusion Car Insurance

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The Ford Fusion is an average-cost vehicle to insure, with average annual rates $24 in excess of the national mean. The Fusion provides poor cost-to-insure value, with a costlier-than-average insurance rate-to-purchase cost ratio.

Plymouth Rock Insurance provides the most affordable car insurance rates for the Ford Fusion, with an average yearly rate of $727 — 60% cheaper than the average among top insurance companies. The priciest car insurance company for the Ford Fusion is Liberty Mutual, providing an average premium of $2,218 annually.

Analyze the numbers below to Ford Fusion auto insurance costs from established auto insurance providers.

How much does it cost to insure my Ford Fusion?

Select the year of your car

Fusion Car Insurance

2018 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$918

Progressive

$1,040

USAA

$1,063

Tennessee Farmers

$1,105

GEICO

$1,125

$1,213

$1,218

$1,235

Plymouth Rock Insurance

$1,242

Vermont Mutual

$1,267

Acuity

$1,293

$1,416

Compare all 2018 Ford Fusion insurance rates.
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Average Cost to Insure Per Year
$1,336
List Price
$22,215
Trims Available

S, SE, Titanium, V6 Sport, Platinum

2017 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

GEICO

$752

USAA

$813

Progressive

$839

Erie

$840

State Farm

$944

Tennessee Farmers

$1,090

Nationwide

$1,094

Plymouth Rock Insurance

$1,197

Vermont Mutual

$1,210

Allied

$1,236

Acuity

$1,272

$1,327

Compare all 2017 Ford Fusion insurance rates.
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Average Cost to Insure Per Year
$1,117
List Price
$22,610
Trims Available

S, SE, Titanium, V6 Sport, Platinum

2016 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$798

USAA

$894

Texas Farm Bureau

$918

Progressive

$955

GEICO

$990

Tennessee Farmers

$1,058

Vermont Mutual

$1,124

Quincy Mutual

$1,131

Plymouth Rock Insurance

$1,161

Nationwide

$1,188

Acuity

$1,214

State Farm

$1,233

Compare all 2016 Ford Fusion insurance rates.
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Average Cost to Insure Per Year
$1,155
List Price
$22,750
Trims Available

S, SE, Titanium

2015 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

USAA

$870

Erie

$876

Texas Farm Bureau

$896

GEICO

$928

Progressive

$978

State Farm

$1,028

Vermont Mutual

$1,056

Tennessee Farmers

$1,074

Quincy Mutual

$1,107

Plymouth Rock Insurance

$1,129

Acuity

$1,162

Nationwide

$1,197

Compare all 2015 Ford Fusion insurance rates.
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Average Cost to Insure Per Year
$1,099
List Price
$22,500
Trims Available

S, SE, Titanium

2014 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$806

Texas Farm Bureau

$849

USAA

$870

GEICO

$930

Vermont Mutual

$1,000

Progressive

$1,002

Tennessee Farmers

$1,049

Quincy Mutual

$1,079

State Farm

$1,099

Plymouth Rock Insurance

$1,105

Acuity

$1,112

$1,209

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Average Cost to Insure Per Year
$1,092
List Price
$21,970
Trims Available

S, SE, Titanium

2013 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$815

Erie

$850

USAA

$926

Vermont Mutual

$968

Tennessee Farmers

$1,036

GEICO

$1,040

Quincy Mutual

$1,051

Plymouth Rock Insurance

$1,075

Progressive

$1,080

Acuity

$1,081

State Farm

$1,104

Arbella

$1,181

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Average Cost to Insure Per Year
$1,086
List Price
$21,900
Trims Available

S, SE, Titanium

2012 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$754

Texas Farm Bureau

$769

GEICO

$798

USAA

$833

Vermont Mutual

$886

State Farm

$973

Tennessee Farmers

$984

Progressive

$997

Quincy Mutual

$1,027

Acuity

$1,056

Plymouth Rock Insurance

$1,065

Nationwide

$1,139

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Average Cost to Insure Per Year
$1,003
List Price
$20,705
Trims Available

S, SE, SEL, Sport

2011 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$728

Texas Farm Bureau

$739

GEICO

$746

USAA

$814

Vermont Mutual

$822

Progressive

$947

Tennessee Farmers

$948

Arbella

$983

Quincy Mutual

$1,002

State Farm

$1,011

Plymouth Rock Insurance

$1,044

American Family

$1,089

Compare all 2011 Ford Fusion insurance rates.
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Average Cost to Insure Per Year
$980
List Price
$19,850
Trims Available

S, SE, SEL, Sport