Ford Fusion Insurance: by Model Year & Company
Ford Fusion insurance costs an average of $873 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ford Fusion at $126/mo or $757 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford Fusion:
- The Fusion costs less to insure than most sedans. Averaging $145/mo for the Fusion versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Fusion, like the Ford Fusion Hybrid ($154/mo), Ford Fusion Energi ($164/mo), or Ford C-MAX Hybrid ($145/mo), your insurance costs will be about the same.
- USAA ($106/mo), American Family ($112/mo), Progressive ($119/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2020 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,513 |
| USAA |
$1,519 |
| Progressive |
$1,561 |
| Erie |
$1,789 |
| GEICO |
$1,908 |
| State Farm |
$1,932 |
| Nationwide |
$2,388 |
| Farmers |
$2,730 |
| Allstate |
$2,893 |
Compare all 2020 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$2,0492019 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,452 |
| American Family |
$1,466 |
| Progressive |
$1,501 |
| Erie |
$1,721 |
| GEICO |
$1,830 |
| State Farm |
$1,861 |
| Nationwide |
$2,137 |
| Farmers |
$2,606 |
| Allstate |
$2,740 |
Compare all 2019 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,9402018 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,450 |
| American Family |
$1,452 |
| Progressive |
$1,538 |
| State Farm |
$1,809 |
| Erie |
$1,814 |
| GEICO |
$1,824 |
| Nationwide |
$2,207 |
| Farmers |
$2,501 |
| Allstate |
$2,541 |
Compare all 2018 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,9152017 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,297 |
| American Family |
$1,416 |
| Progressive |
$1,521 |
| State Farm |
$1,742 |
| Erie |
$1,747 |
| GEICO |
$1,757 |
| Nationwide |
$2,193 |
| Farmers |
$2,408 |
| Allstate |
$2,414 |
Compare all 2017 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,8402016 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,259 |
| American Family |
$1,369 |
| Progressive |
$1,400 |
| State Farm |
$1,635 |
| Erie |
$1,700 |
| GEICO |
$1,715 |
| Nationwide |
$1,995 |
| Farmers |
$2,340 |
| Allstate |
$2,420 |
Compare all 2016 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,7662015 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,213 |
| American Family |
$1,338 |
| Progressive |
$1,387 |
| State Farm |
$1,553 |
| Erie |
$1,606 |
| GEICO |
$1,662 |
| Nationwide |
$1,958 |
| Allstate |
$2,264 |
| Farmers |
$2,290 |
Compare all 2015 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,7032014 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,190 |
| American Family |
$1,285 |
| Progressive |
$1,390 |
| State Farm |
$1,495 |
| Erie |
$1,561 |
| GEICO |
$1,670 |
| Nationwide |
$1,849 |
| Farmers |
$2,158 |
| Allstate |
$2,253 |
Compare all 2014 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,6702013 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,142 |
| American Family |
$1,241 |
| Progressive |
$1,339 |
| State Farm |
$1,435 |
| Erie |
$1,514 |
| GEICO |
$1,613 |
| Nationwide |
$1,847 |
| Farmers |
$2,093 |
| Allstate |
$2,171 |
Compare all 2013 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,6182012 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,100 |
| American Family |
$1,178 |
| Progressive |
$1,311 |
| State Farm |
$1,359 |
| Erie |
$1,394 |
| GEICO |
$1,556 |
| Nationwide |
$1,935 |
| Farmers |
$2,019 |
| Allstate |
$2,060 |
Compare all 2012 Ford Fusion insurance rates.
Average Cost to Insure Per Year
$1,5732011 Ford Fusion
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,080 |
| American Family |
$1,147 |
| Progressive |
$1,269 |
| Erie |
$1,345 |
| State Farm |
$1,364 |
| GEICO |
$1,510 |
| Nationwide |
$1,888 |
| Farmers |
$1,944 |
| Allstate |
$2,092 |