Ford Fusion Insurance Cost

  • Ford Fusion insurance costs range from $24 to $86 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Fusion Car Insurance

Ford Fusion Insurance cost

  • Average insurance cost: $150/month
  • Cheapest company: Allied ($74/month)
  • Fusion insurance cost vs. average vehicle insurance cost: $21 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Fusion with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Fusion Car Insurance

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2020 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

$890

Vermont Mutual

$1,248

$1,290

$1,297

Tennessee Farmers

$1,389

$1,420

Arbella

$1,503

$1,519

Country

$1,546

$1,566

$1,618

$1,632

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Average Cost to Insure Per Year
$1,800
List Price
$23,170
Trims Available

S, SE, SEL, Titanium

2019 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,165

$1,214

Auto Owners

$1,295

Nationwide

$1,378

USAA

$1,475

American Family

$1,493

Country

$1,514

Arbella

$1,530

Mercury

$1,535

Tennessee Farmers

$1,590

Acuity

$1,602

GEICO

$1,660

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Average Cost to Insure Per Year
$1,856
List Price
$22,840
Trims Available

S, SE, SEL, Taxi, Titanium, V6 Sport

2018 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$918

$1,040

USAA

$1,063

Tennessee Farmers

$1,105

GEICO

$1,125

$1,213

Nationwide

$1,218

Allied

$1,235

Plymouth Rock Insurance

$1,242

Vermont Mutual

$1,267

Acuity

$1,293

Mercury

$1,416

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Average Cost to Insure Per Year
$1,344
List Price
$22,215
Trims Available

S, SE, Titanium, V6 Sport, Platinum

2017 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

GEICO

$752

USAA

$813

Progressive

$839

Erie

$840

State Farm

$944

Tennessee Farmers

$1,090

Nationwide

$1,094

Plymouth Rock Insurance

$1,197

Vermont Mutual

$1,210

Allied

$1,236

Acuity

$1,272

American Family

$1,327

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Average Cost to Insure Per Year
$1,121
List Price
$22,610
Trims Available

S, SE, Titanium, V6 Sport, Platinum

2016 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Allied

$872

$918

Vermont Mutual

$1,022

Erie

$1,114

Quincy Mutual

$1,131

Nationwide

$1,185

USAA

$1,243

American Family

$1,277

GEICO

$1,314

State Farm

$1,341

Country

$1,342

Arbella

$1,359

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Average Cost to Insure Per Year
$1,214
List Price
$22,750
Trims Available

S, SE, Titanium

2015 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

USAA

$870

Erie

$876

Texas Farm Bureau

$896

GEICO

$928

Progressive

$978

State Farm

$1,028

Vermont Mutual

$1,056

Tennessee Farmers

$1,074

Quincy Mutual

$1,107

Plymouth Rock Insurance

$1,129

Acuity

$1,162

Nationwide

$1,197

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Average Cost to Insure Per Year
$1,105
List Price
$22,500
Trims Available

S, SE, Titanium

2014 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$806

Texas Farm Bureau

$849

USAA

$870

GEICO

$930

Vermont Mutual

$1,000

Progressive

$1,002

Tennessee Farmers

$1,049

Quincy Mutual

$1,079

State Farm

$1,099

Plymouth Rock Insurance

$1,105

Acuity

$1,112

Country

$1,209

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Average Cost to Insure Per Year
$1,096
List Price
$21,970
Trims Available

S, SE, Titanium

2013 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$815

Erie

$850

USAA

$926

Vermont Mutual

$968

Tennessee Farmers

$1,036

GEICO

$1,040

Quincy Mutual

$1,051

Plymouth Rock Insurance

$1,075

Progressive

$1,080

Acuity

$1,081

State Farm

$1,104

Arbella

$1,181

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Average Cost to Insure Per Year
$1,095
List Price
$21,900
Trims Available

S, SE, Titanium

2012 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$754

Texas Farm Bureau

$769

GEICO

$798

USAA

$833

Vermont Mutual

$886

State Farm

$973

Tennessee Farmers

$984

Progressive

$997

Quincy Mutual

$1,027

Acuity

$1,056

Plymouth Rock Insurance

$1,065

Nationwide

$1,139

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Average Cost to Insure Per Year
$1,010
List Price
$20,705
Trims Available

S, SE, SEL, Sport

2011 Ford Fusion

Cheapest Insurance Companies
Average Annual Cost

Erie

$728

Texas Farm Bureau

$739

GEICO

$746

USAA

$814

Vermont Mutual

$822

Progressive

$947

Tennessee Farmers

$948

Arbella

$983

Quincy Mutual

$1,002

State Farm

$1,011

Plymouth Rock Insurance

$1,044

American Family

$1,089

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Average Cost to Insure Per Year
$988
List Price
$19,850
Trims Available

S, SE, SEL, Sport