Ford Mustang Insurance: by Model Year & Company
Ford Mustang insurance costs an average of $1,145 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Ford Mustang at $162/mo or $975 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford Mustang:
- The Mustang costs less to insure than most coupes. Averaging $191/mo for the Mustang versus $245/mo for typical coupes.
- If you're considering a vehicle similar to the Mustang, like the Ford Mustang Mach-E ($209/mo), Ford C-MAX Hybrid ($145/mo), or Ford Edge ($142/mo), your insurance costs will be about the same.
- Erie ($133/mo), USAA ($141/mo), American Family ($141/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,949 |
| Progressive |
$2,138 |
| USAA |
$2,162 |
| American Family |
$2,292 |
| Nationwide |
$2,453 |
| State Farm |
$2,572 |
| GEICO |
$3,111 |
| Farmers |
$4,074 |
| Allstate |
$6,932 |
Compare all 2025 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$3,2542024 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,899 |
| Progressive |
$2,124 |
| USAA |
$2,146 |
| American Family |
$2,231 |
| State Farm |
$2,487 |
| Nationwide |
$2,515 |
| GEICO |
$2,987 |
| Farmers |
$3,873 |
| Allstate |
$6,651 |
Compare all 2024 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$3,1652023 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,729 |
| American Family |
$2,026 |
| USAA |
$2,059 |
| Progressive |
$2,086 |
| State Farm |
$2,398 |
| Nationwide |
$2,518 |
| GEICO |
$2,848 |
| Farmers |
$3,655 |
| Allstate |
$5,890 |
Compare all 2023 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,9752022 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,648 |
| American Family |
$1,870 |
| USAA |
$2,019 |
| Progressive |
$2,042 |
| State Farm |
$2,247 |
| Nationwide |
$2,250 |
| GEICO |
$2,688 |
| Farmers |
$3,462 |
| Allstate |
$6,238 |
Compare all 2022 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,9072021 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,587 |
| American Family |
$1,791 |
| USAA |
$1,947 |
| Progressive |
$1,966 |
| State Farm |
$2,189 |
| Nationwide |
$2,285 |
| GEICO |
$2,671 |
| Farmers |
$3,301 |
| Allstate |
$5,184 |
Compare all 2021 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,7172020 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,635 |
| American Family |
$1,738 |
| USAA |
$1,851 |
| Progressive |
$1,884 |
| State Farm |
$2,266 |
| Nationwide |
$2,540 |
| GEICO |
$2,581 |
| Farmers |
$3,159 |
| Allstate |
$3,869 |
Compare all 2020 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,5172019 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,570 |
| American Family |
$1,697 |
| USAA |
$1,766 |
| Progressive |
$1,794 |
| State Farm |
$2,184 |
| Nationwide |
$2,440 |
| GEICO |
$2,478 |
| Farmers |
$3,007 |
| Allstate |
$3,745 |
Compare all 2019 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,4182018 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,519 |
| USAA |
$1,679 |
| American Family |
$1,680 |
| Progressive |
$1,777 |
| State Farm |
$2,150 |
| GEICO |
$2,355 |
| Nationwide |
$2,446 |
| Farmers |
$2,846 |
| Allstate |
$3,604 |
Compare all 2018 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,3402017 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,498 |
| American Family |
$1,547 |
| Progressive |
$1,739 |
| Erie |
$1,903 |
| State Farm |
$2,204 |
| GEICO |
$2,246 |
| Nationwide |
$2,678 |
| Farmers |
$2,705 |
| Allstate |
$2,936 |
Compare all 2017 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,2222016 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,442 |
| American Family |
$1,486 |
| Progressive |
$1,620 |
| Erie |
$1,828 |
| State Farm |
$2,058 |
| GEICO |
$2,140 |
| Nationwide |
$2,561 |
| Farmers |
$2,610 |
| Allstate |
$2,838 |
Compare all 2016 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,1202015 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,390 |
| American Family |
$1,446 |
| Progressive |
$1,609 |
| Erie |
$1,687 |
| State Farm |
$1,909 |
| GEICO |
$2,069 |
| Nationwide |
$2,478 |
| Farmers |
$2,524 |
| Allstate |
$2,677 |
Compare all 2015 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$2,0352014 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,333 |
| American Family |
$1,453 |
| USAA |
$1,523 |
| Nationwide |
$1,547 |
| Progressive |
$1,559 |
| State Farm |
$1,685 |
| GEICO |
$2,206 |
| Farmers |
$2,384 |
| Allstate |
$2,893 |
Compare all 2014 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$1,9472013 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,272 |
| American Family |
$1,414 |
| USAA |
$1,423 |
| Progressive |
$1,628 |
| State Farm |
$1,633 |
| Nationwide |
$1,802 |
| GEICO |
$2,104 |
| Farmers |
$2,290 |
| Allstate |
$2,964 |
Compare all 2013 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$1,9482012 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,209 |
| USAA |
$1,228 |
| American Family |
$1,366 |
| Nationwide |
$1,438 |
| Progressive |
$1,546 |
| State Farm |
$1,560 |
| GEICO |
$1,996 |
| Farmers |
$2,204 |
| Allstate |
$2,877 |
Compare all 2012 Ford Mustang insurance rates.
Average Cost to Insure Per Year
$1,8092011 Ford Mustang
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,170 |
| USAA |
$1,244 |
| American Family |
$1,383 |
| State Farm |
$1,494 |
| Progressive |
$1,536 |
| Nationwide |
$1,551 |
| GEICO |
$1,925 |
| Farmers |
$2,147 |
| Allstate |
$2,974 |