Ford Transit Cargo Insurance: by Model Year & Company
Ford Transit Cargo insurance costs an average of $1,078 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Ford Transit Cargo at $117/mo or $703 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford Transit Cargo:
- The Transit Cargo costs more to insure than most vans. Averaging $180/mo for the Transit Cargo versus $157/mo for typical vans.
- If you're considering a vehicle similar to the Transit Cargo, like the Ford Transit Connect Cargo Van ($132/mo), Ford Transit Wagon ($144/mo), or Ford C-MAX Hybrid ($145/mo), your insurance costs will be more expensive.
- Progressive ($115/mo), USAA ($139/mo), Nationwide ($155/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,406 |
| USAA |
$1,702 |
| Nationwide |
$1,821 |
| Erie |
$1,851 |
| American Family |
$2,113 |
| GEICO |
$2,127 |
| State Farm |
$2,477 |
| Allstate |
$3,090 |
| Farmers |
$3,703 |
Compare all 2025 Ford Transit Cargo insurance rates.
Average Cost to Insure Per Year
$2,1912024 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,407 |
| USAA |
$1,699 |
| American Family |
$1,778 |
| Nationwide |
$1,857 |
| Erie |
$2,009 |
| GEICO |
$2,054 |
| State Farm |
$2,397 |
| Farmers |
$2,599 |
| Allstate |
$3,779 |
Compare all 2024 Ford Transit Cargo insurance rates.
Average Cost to Insure Per Year
$2,2002023 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,322 |
| Progressive |
$1,396 |
| Erie |
$1,511 |
| USAA |
$1,768 |
| Nationwide |
$1,852 |
| Farmers |
$1,951 |
| State Farm |
$2,107 |
| GEICO |
$2,321 |
| Allstate |
$2,729 |
Compare all 2023 Ford Transit Cargo insurance rates.
Average Cost to Insure Per Year
$2,0252022 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,315 |
| USAA |
$1,683 |
| Nationwide |
$1,775 |
| State Farm |
$1,950 |
| GEICO |
$2,088 |
| Erie |
$2,464 |
| American Family |
$2,661 |
| Farmers |
$4,749 |
| Allstate |
$5,385 |
Compare all 2022 Ford Transit Cargo insurance rates.
Average Cost to Insure Per Year
$2,5252021 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,286 |
| American Family |
$1,407 |
| USAA |
$1,661 |
| Erie |
$1,751 |
| Nationwide |
$1,853 |
| State Farm |
$1,912 |
| GEICO |
$2,026 |
| Farmers |
$2,108 |
| Allstate |
$2,779 |
Compare all 2021 Ford Transit Cargo insurance rates.
Average Cost to Insure Per Year
$1,9312020 Ford Transit Cargo
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,490 |
| USAA |
$1,500 |
| Erie |
$1,848 |
| State Farm |
$1,872 |
| GEICO |
$1,919 |
| American Family |
$1,987 |
| Nationwide |
$2,014 |
| Farmers |
$2,809 |
| Allstate |
$3,256 |