Ford F-250 Super Duty Insurance: by Model Year & Company
Ford F-250 Super Duty insurance costs an average of $1,072 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ford F-250 Super Duty at $148/mo or $891 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ford F-250 Super Duty:
- The F-250 Super Duty costs less to insure than most trucks. Averaging $179/mo for the F-250 Super Duty versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the F-250 Super Duty, like the Ford F-450 Super Duty ($217/mo), Ford F-350 Super Duty ($185/mo), or Ford F-150 ($165/mo), your insurance costs will be about the same.
- American Family ($124/mo), USAA ($133/mo), Erie ($136/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,782 |
| USAA |
$1,979 |
| Nationwide |
$2,173 |
| Erie |
$2,220 |
| Progressive |
$2,261 |
| State Farm |
$2,838 |
| GEICO |
$2,935 |
| Farmers |
$3,383 |
| Allstate |
$5,367 |
Compare all 2025 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,9262024 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,722 |
| USAA |
$1,973 |
| Erie |
$2,154 |
| Nationwide |
$2,224 |
| Progressive |
$2,251 |
| State Farm |
$2,743 |
| GEICO |
$2,831 |
| Farmers |
$3,270 |
| Allstate |
$4,995 |
Compare all 2024 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,8332023 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,666 |
| USAA |
$1,953 |
| Erie |
$2,076 |
| Progressive |
$2,220 |
| Nationwide |
$2,243 |
| State Farm |
$2,544 |
| GEICO |
$2,971 |
| Farmers |
$3,120 |
| Allstate |
$4,615 |
Compare all 2023 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,7732022 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,604 |
| USAA |
$1,851 |
| Erie |
$1,974 |
| Progressive |
$2,081 |
| Nationwide |
$2,277 |
| State Farm |
$2,298 |
| GEICO |
$2,577 |
| Farmers |
$3,009 |
| Allstate |
$4,089 |
Compare all 2022 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,5402021 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,547 |
| Erie |
$1,833 |
| USAA |
$1,856 |
| Progressive |
$2,022 |
| Nationwide |
$2,265 |
| State Farm |
$2,416 |
| GEICO |
$2,490 |
| Farmers |
$2,896 |
| Allstate |
$3,869 |
Compare all 2021 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,4802020 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,502 |
| USAA |
$1,692 |
| Erie |
$1,783 |
| Progressive |
$1,953 |
| State Farm |
$2,104 |
| Nationwide |
$2,260 |
| GEICO |
$2,471 |
| Farmers |
$2,777 |
| Allstate |
$3,581 |
Compare all 2020 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,3592019 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,466 |
| Erie |
$1,545 |
| USAA |
$1,591 |
| Progressive |
$1,892 |
| GEICO |
$2,293 |
| Nationwide |
$2,353 |
| State Farm |
$2,472 |
| Farmers |
$2,668 |
| Allstate |
$3,144 |
Compare all 2019 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,2702018 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,435 |
| Erie |
$1,525 |
| USAA |
$1,529 |
| Progressive |
$1,840 |
| State Farm |
$1,996 |
| Nationwide |
$2,169 |
| GEICO |
$2,212 |
| Farmers |
$2,568 |
| Allstate |
$2,984 |
Compare all 2018 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,1312017 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,413 |
| American Family |
$1,439 |
| Erie |
$1,485 |
| Progressive |
$1,761 |
| State Farm |
$1,789 |
| GEICO |
$2,143 |
| Nationwide |
$2,209 |
| Farmers |
$2,484 |
| Allstate |
$3,089 |
Compare all 2017 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,0802016 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,401 |
| USAA |
$1,439 |
| Erie |
$1,471 |
| Progressive |
$1,742 |
| State Farm |
$1,800 |
| Nationwide |
$2,063 |
| GEICO |
$2,102 |
| Farmers |
$2,299 |
| Allstate |
$2,929 |
Compare all 2016 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$2,0182015 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,352 |
| USAA |
$1,397 |
| Erie |
$1,414 |
| Progressive |
$1,745 |
| State Farm |
$1,833 |
| GEICO |
$1,966 |
| Nationwide |
$2,060 |
| Farmers |
$2,222 |
| Allstate |
$2,785 |
Compare all 2015 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$1,9562014 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,275 |
| Erie |
$1,336 |
| USAA |
$1,456 |
| Progressive |
$1,722 |
| State Farm |
$1,776 |
| GEICO |
$1,926 |
| Farmers |
$2,084 |
| Nationwide |
$2,084 |
| Allstate |
$2,779 |
Compare all 2014 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$1,9362013 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,243 |
| Erie |
$1,270 |
| USAA |
$1,401 |
| Progressive |
$1,665 |
| State Farm |
$1,826 |
| GEICO |
$1,846 |
| Farmers |
$2,021 |
| Nationwide |
$2,036 |
| Allstate |
$2,851 |
Compare all 2013 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$1,9052012 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,215 |
| USAA |
$1,256 |
| American Family |
$1,412 |
| Progressive |
$1,629 |
| State Farm |
$1,767 |
| GEICO |
$1,793 |
| Farmers |
$1,972 |
| Nationwide |
$2,042 |
| Allstate |
$3,074 |
Compare all 2012 Ford F-250 Super Duty insurance rates.
Average Cost to Insure Per Year
$1,8942011 Ford F-250 Super Duty
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,169 |
| USAA |
$1,215 |
| American Family |
$1,462 |
| Progressive |
$1,662 |
| GEICO |
$1,730 |
| State Farm |
$1,739 |
| Farmers |
$1,903 |
| Nationwide |
$1,938 |
| Allstate |
$2,863 |