Ford Focus Insurance Cost

  • Ford Focus insurance costs range from $24 to $86 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Focus Car Insurance

Ford Focus Insurance cost

  • Average auto insurance rate: $139 per month
  • Most affordable company: Allied ($86 per month)
  • 36% of drivers insure their Focus with state liability plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Focus with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Focus Car Insurance

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2020 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

$1,035

$1,047

$1,271

Vermont Mutual

$1,328

Tennessee Farmers

$1,389

$1,389

$1,398

$1,451

Plymouth Rock Insurance

$1,503

$1,552

$1,580

$1,597

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Average Cost to Insure Per Year
$1,671

2018 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$876

$961

USAA

$965

GEICO

$1,042

State Farm

$1,106

Plymouth Rock Insurance

$1,111

Nationwide

$1,279

Tennessee Farmers

$1,287

Allied

$1,311

Vermont Mutual

$1,338

Acuity

$1,367

American Family

$1,399

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Average Cost to Insure Per Year
$1,292
List Price
$17,950
Trims Available

S, SE, SEL, Titanium, ST, Electric, RS

2017 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$831

USAA

$885

Texas Farm Bureau

$934

GEICO

$985

Progressive

$996

State Farm

$1,063

Plymouth Rock Insurance

$1,082

Quincy Mutual

$1,163

Tennessee Farmers

$1,178

Vermont Mutual

$1,181

Nationwide

$1,270

Acuity

$1,274

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Average Cost to Insure Per Year
$1,181
List Price
$16,775
Trims Available

S, SE, SEL, Titanium, ST, Electric, RS

2016 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$916

Nationwide

$1,014

Allied

$1,103

Vermont Mutual

$1,123

Quincy Mutual

$1,131

Erie

$1,164

GEICO

$1,173

American Family

$1,288

USAA

$1,292

Plymouth Rock Insurance

$1,309

Country

$1,422

21st Century

$1,426

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Average Cost to Insure Per Year
$1,154
List Price
$17,225
Trims Available

S, SE, Titanium, ST, Electric, RS

2015 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$773

GEICO

$852

USAA

$864

Progressive

$915

State Farm

$999

Plymouth Rock Insurance

$1,019

Vermont Mutual

$1,057

Tennessee Farmers

$1,080

Acuity

$1,172

American Family

$1,203

Country

$1,242

Nationwide

$1,304

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Average Cost to Insure Per Year
$1,161
List Price
$17,170
Trims Available

S, SE, Titanium, ST, Electric

2014 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$807

Erie

$823

USAA

$900

GEICO

$949

Vermont Mutual

$963

Plymouth Rock Insurance

$1,000

Tennessee Farmers

$1,022

Progressive

$1,023

Quincy Mutual

$1,079

Acuity

$1,096

State Farm

$1,144

Country

$1,190

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Average Cost to Insure Per Year
$1,095
List Price
$16,810
Trims Available

S, SE, Titanium, ST, Electric

2013 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$747

Texas Farm Bureau

$763

USAA

$824

GEICO

$846

Progressive

$899

Plymouth Rock Insurance

$971

Vermont Mutual

$988

State Farm

$1,011

Quincy Mutual

$1,051

Tennessee Farmers

$1,059

Acuity

$1,126

American Family

$1,173

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Average Cost to Insure Per Year
$1,037
List Price
$16,200
Trims Available

S, SE, Titanium, ST, Electric

2012 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

GEICO

$677

Erie

$683

Texas Farm Bureau

$743

USAA

$779

Progressive

$857

Vermont Mutual

$865

State Farm

$915

Plymouth Rock Insurance

$941

Tennessee Farmers

$975

Acuity

$1,018

Quincy Mutual

$1,027

American Family

$1,088

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Average Cost to Insure Per Year
$970
List Price
$16,500
Trims Available

S, SE, SEL, Titanium, Electric

2011 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$727

Erie

$763

Vermont Mutual

$775

USAA

$811

Tennessee Farmers

$909

Plymouth Rock Insurance

$941

GEICO

$979

Allied

$998

Arbella

$1,000

Quincy Mutual

$1,005

American Family

$1,063

Progressive

$1,064

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Average Cost to Insure Per Year
$1,017
List Price
$16,640
Trims Available

S, SE, Sport SES, SEL