Ford Focus Insurance Cost

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Want to learn more about auto insurance for the Ford Focus?

Check out our research before deciding on a policy.

Ford Focus insurance facts

  • Average auto insurance rate: $139/month
  • Most affordable company: Allied ($86/month)
  • Focus insurance premium vs. average vehicle insurance premium: $10 more expensive than the average vehicle

Dive into the pricing info below to compare Ford Focus insurance premiums from trusted car insurance providers.

How much does it cost to insure my Ford Focus?

Select the year of your car

2020 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

$1,035

$1,047

GEICO

$1,271

$1,328

Tennessee Farmers

$1,389

$1,389

$1,398

$1,451

Plymouth Rock Insurance

$1,503

$1,552

$1,580

$1,597

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Average Cost to Insure Per Year
$1,671

2018 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$876

$961

USAA

$965

GEICO

$1,042

State Farm

$1,106

Plymouth Rock Insurance

$1,111

Nationwide

$1,279

Tennessee Farmers

$1,287

Allied

$1,311

Vermont Mutual

$1,338

$1,367

American Family

$1,399

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Average Cost to Insure Per Year
$1,292
List Price
$17,950
Trims Available

S, SE, SEL, Titanium, ST, Electric, RS

2017 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$831

USAA

$885

$934

GEICO

$985

Progressive

$996

State Farm

$1,063

Plymouth Rock Insurance

$1,082

$1,163

Tennessee Farmers

$1,178

Vermont Mutual

$1,181

Nationwide

$1,270

Acuity

$1,274

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Average Cost to Insure Per Year
$1,181
List Price
$16,775
Trims Available

S, SE, SEL, Titanium, ST, Electric, RS

2016 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$916

Nationwide

$1,014

Allied

$1,103

Vermont Mutual

$1,123

Quincy Mutual

$1,131

Erie

$1,164

GEICO

$1,173

American Family

$1,288

USAA

$1,292

Plymouth Rock Insurance

$1,309

$1,422

21st Century

$1,426

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Average Cost to Insure Per Year
$1,154
List Price
$17,225
Trims Available

S, SE, Titanium, ST, Electric, RS

2015 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$773

GEICO

$852

USAA

$864

Progressive

$915

State Farm

$999

Plymouth Rock Insurance

$1,019

Vermont Mutual

$1,057

Tennessee Farmers

$1,080

Acuity

$1,172

American Family

$1,203

Country

$1,242

Nationwide

$1,304

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Average Cost to Insure Per Year
$1,161
List Price
$17,170
Trims Available

S, SE, Titanium, ST, Electric

2014 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$807

Erie

$823

USAA

$900

GEICO

$949

Vermont Mutual

$963

Plymouth Rock Insurance

$1,000

Tennessee Farmers

$1,022

Progressive

$1,023

Quincy Mutual

$1,079

Acuity

$1,096

State Farm

$1,144

Country

$1,190

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Average Cost to Insure Per Year
$1,095
List Price
$16,810
Trims Available

S, SE, Titanium, ST, Electric

2013 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Erie

$747

Texas Farm Bureau

$763

USAA

$824

GEICO

$846

Progressive

$899

Plymouth Rock Insurance

$971

Vermont Mutual

$988

State Farm

$1,011

Quincy Mutual

$1,051

Tennessee Farmers

$1,059

Acuity

$1,126

American Family

$1,173

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Average Cost to Insure Per Year
$1,037
List Price
$16,200
Trims Available

S, SE, Titanium, ST, Electric

2012 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

GEICO

$677

Erie

$683

Texas Farm Bureau

$743

USAA

$779

Progressive

$857

Vermont Mutual

$865

State Farm

$915

Plymouth Rock Insurance

$941

Tennessee Farmers

$975

Acuity

$1,018

Quincy Mutual

$1,027

American Family

$1,088

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Average Cost to Insure Per Year
$970
List Price
$16,500
Trims Available

S, SE, SEL, Titanium, Electric

2011 Ford Focus

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$727

Erie

$763

Vermont Mutual

$775

USAA

$811

Tennessee Farmers

$909

Plymouth Rock Insurance

$941

GEICO

$979

Allied

$998

$1,000

Quincy Mutual

$1,005

American Family

$1,063

Progressive

$1,064

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Average Cost to Insure Per Year
$1,017
List Price
$16,640
Trims Available

S, SE, Sport SES, SEL