Ford Focus Insurance Cost
- Ford Focus insurance costs range from $24 to $86 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.
Ford Focus Insurance cost
- Average auto insurance rate: $139 per month
- Most affordable company: Allied ($86 per month)
- 36% of drivers insure their Focus with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Focus with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my Ford Focus?
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
$1,035
$1,047
$1,271
Vermont Mutual
$1,328
Tennessee Farmers
$1,389
$1,389
$1,398
$1,451
Plymouth Rock Insurance
$1,503
$1,552
$1,580
$1,597
Compare all 2020 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,6712018 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$876
$961
USAA
$965
GEICO
$1,042
State Farm
$1,106
Plymouth Rock Insurance
$1,111
Nationwide
$1,279
Tennessee Farmers
$1,287
Allied
$1,311
Vermont Mutual
$1,338
Acuity
$1,367
American Family
$1,399
Compare all 2018 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,292List Price
$17,950Trims Available
S, SE, SEL, Titanium, ST, Electric, RS
2017 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$831
USAA
$885
$934
GEICO
$985
Progressive
$996
State Farm
$1,063
Plymouth Rock Insurance
$1,082
Quincy Mutual
$1,163
Tennessee Farmers
$1,178
Vermont Mutual
$1,181
Nationwide
$1,270
Acuity
$1,274
Compare all 2017 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,181List Price
$16,775Trims Available
S, SE, SEL, Titanium, ST, Electric, RS
2016 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$916
Nationwide
$1,014
Allied
$1,103
Vermont Mutual
$1,123
Quincy Mutual
$1,131
Erie
$1,164
GEICO
$1,173
American Family
$1,288
USAA
$1,292
Plymouth Rock Insurance
$1,309
Country
$1,422
21st Century
$1,426
Compare all 2016 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,154List Price
$17,225Trims Available
S, SE, Titanium, ST, Electric, RS
2015 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$773
GEICO
$852
USAA
$864
Progressive
$915
State Farm
$999
Plymouth Rock Insurance
$1,019
Vermont Mutual
$1,057
Tennessee Farmers
$1,080
Acuity
$1,172
American Family
$1,203
Country
$1,242
Nationwide
$1,304
Compare all 2015 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,161List Price
$17,170Trims Available
S, SE, Titanium, ST, Electric
2014 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$807
Erie
$823
USAA
$900
GEICO
$949
Vermont Mutual
$963
Plymouth Rock Insurance
$1,000
Tennessee Farmers
$1,022
Progressive
$1,023
Quincy Mutual
$1,079
Acuity
$1,096
State Farm
$1,144
Country
$1,190
Compare all 2014 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,095List Price
$16,810Trims Available
S, SE, Titanium, ST, Electric
2013 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$747
Texas Farm Bureau
$763
USAA
$824
GEICO
$846
Progressive
$899
Plymouth Rock Insurance
$971
Vermont Mutual
$988
State Farm
$1,011
Quincy Mutual
$1,051
Tennessee Farmers
$1,059
Acuity
$1,126
American Family
$1,173
Compare all 2013 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,037List Price
$16,200Trims Available
S, SE, Titanium, ST, Electric
2012 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
GEICO
$677
Erie
$683
Texas Farm Bureau
$743
USAA
$779
Progressive
$857
Vermont Mutual
$865
State Farm
$915
Plymouth Rock Insurance
$941
Tennessee Farmers
$975
Acuity
$1,018
Quincy Mutual
$1,027
American Family
$1,088
Compare all 2012 Ford Focus insurance rates.
Average Cost to Insure Per Year
$970List Price
$16,500Trims Available
S, SE, SEL, Titanium, Electric
2011 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$727
Erie
$763
Vermont Mutual
$775
USAA
$811
Tennessee Farmers
$909
Plymouth Rock Insurance
$941
GEICO
$979
Allied
$998
Arbella
$1,000
Quincy Mutual
$1,005
American Family
$1,063
Progressive
$1,064
Compare all 2011 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,017List Price
$16,640Trims Available
S, SE, Sport SES, SEL