Ford Focus Car Insurance

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The Ford Focus is a moderately expensive car to insure, with average annual rates $58 more than the national mean. The Focus provides bad cost-to-insure affordability, with a costlier-than-average insurance rate-to-MSRP quotient.

Plymouth Rock Insurance provides the cheapest car insurance premiums for the Ford Focus, with a mean yearly premium of $715 — 58% less than the mean among major insurance companies. The priciest car insurance company for the Ford Focus is Liberty Mutual, providing an average rate of $2,603 annually.

Explore the pricing info we've gathered to discover Ford Focus auto insurance premiums from top car insurance companies.

How much does it cost to insure my Ford Focus?

Select the year of your car

2017 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$715

Progressive

$912

Texas Farm Bureau

$934

USAA

$1,083

GEICO

$1,096

Quincy Mutual

$1,163

State Farm

$1,218

Allstate

$1,303

Arbella

$1,396

Amica

$1,526

MetLife

$1,957

Liberty Mutual

$2,603

Compare all 2017 Ford Focus insurance rates.

Average Cost to Insure Per Year

$1,237

List Price

$16,775

Trims Available

S, SE, SEL, Titanium, ST, Electric, RS

2016 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$601

Progressive

$901

Texas Farm Bureau

$916

GEICO

$967

USAA

$1,076

Quincy Mutual

$1,131

State Farm

$1,199

Arbella

$1,370

Allstate

$1,373

Amica

$1,428

MetLife

$1,894

Liberty Mutual

$2,491

Compare all 2016 Ford Focus insurance rates.

Average Cost to Insure Per Year

$1,204

List Price

$17,225

Trims Available

S, SE, Titanium, ST, Electric, RS

2014 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$564

Texas Farm Bureau

$807

GEICO

$808

Progressive

$907

USAA

$992

Quincy Mutual

$1,079

Amica

$1,097

Arbella

$1,127

State Farm

$1,162

Allstate

$1,348

MetLife

$1,546

Liberty Mutual

$2,028

Compare all 2014 Ford Focus insurance rates.

Average Cost to Insure Per Year

$1,076

List Price

$16,810

Trims Available

S, SE, Titanium, ST, Electric

2013 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$547

Texas Farm Bureau

$763

GEICO

$811

Progressive

$899

USAA

$969

Quincy Mutual

$1,051

Amica

$1,062

Arbella

$1,128

State Farm

$1,139

Allstate

$1,285

MetLife

$1,543

Liberty Mutual

$2,017

Compare all 2013 Ford Focus insurance rates.

Average Cost to Insure Per Year

$1,050

List Price

$16,200

Trims Available

S, SE, Titanium, ST, Electric

2012 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$533

Texas Farm Bureau

$743

GEICO

$794

Progressive

$914

USAA

$996

Quincy Mutual

$1,027

Amica

$1,032

Arbella

$1,106

State Farm

$1,118

Allstate

$1,229

MetLife

$1,524

Liberty Mutual

$1,973

Compare all 2012 Ford Focus insurance rates.

Average Cost to Insure Per Year

$1,036

List Price

$16,500

Trims Available

S, SE, SEL, Titanium, Electric

2011 Ford Focus

Cheapest Insurance Companies

Average Annual Cost

Plymouth Rock Insurance

$556

GEICO

$648

Texas Farm Bureau

$727

Progressive

$907

USAA

$913

Amica

$914

Arbella

$939

Quincy Mutual

$1,005

State Farm

$1,009

Allstate

$1,071

MetLife

$1,285

Liberty Mutual

$1,619

Compare all 2011 Ford Focus insurance rates.

Average Cost to Insure Per Year

$939

List Price

$16,640

Trims Available

S, SE, Sport SES, SEL