Ford Focus Car Insurance
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The Ford Focus is a moderately expensive car to insure, with average annual rates $58 more than the national mean. The Focus provides bad cost-to-insure affordability, with a costlier-than-average insurance rate-to-MSRP quotient.
Plymouth Rock Insurance provides the cheapest car insurance premiums for the Ford Focus, with a mean yearly premium of $715 — 58% less than the mean among major insurance companies. The priciest car insurance company for the Ford Focus is Liberty Mutual, providing an average rate of $2,603 annually.
Explore the pricing info we've gathered to discover Ford Focus auto insurance premiums from top car insurance companies.
How much does it cost to insure my Ford Focus?
Select the year of your car

2018 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$876
Progressive
$961
USAA
$965
GEICO
$1,042
State Farm
$1,106
Plymouth Rock Insurance
$1,111
$1,279
Tennessee Farmers
$1,287
$1,311
Vermont Mutual
$1,338
Acuity
$1,367
$1,399
Compare all 2018 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,292List Price
$17,950Trims Available
S, SE, SEL, Titanium, ST, Electric, RS
2017 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$831
USAA
$885
Texas Farm Bureau
$934
GEICO
$985
Progressive
$996
State Farm
$1,063
Plymouth Rock Insurance
$1,082
Quincy Mutual
$1,163
Tennessee Farmers
$1,178
Vermont Mutual
$1,181
Nationwide
$1,270
Acuity
$1,274
Compare all 2017 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,181List Price
$16,775Trims Available
S, SE, SEL, Titanium, ST, Electric, RS
2016 Ford Focus
Compare all 2016 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,273List Price
$17,225Trims Available
S, SE, Titanium, ST, Electric, RS
2015 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$773
GEICO
$852
USAA
$864
Progressive
$915
State Farm
$999
Plymouth Rock Insurance
$1,019
Vermont Mutual
$1,057
Tennessee Farmers
$1,080
Acuity
$1,172
American Family
$1,203
Country
$1,242
Nationwide
$1,304
Compare all 2015 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,161List Price
$17,170Trims Available
S, SE, Titanium, ST, Electric
2014 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$807
Erie
$823
USAA
$900
GEICO
$949
Vermont Mutual
$963
Plymouth Rock Insurance
$1,000
Tennessee Farmers
$1,022
Progressive
$1,023
Quincy Mutual
$1,079
Acuity
$1,096
State Farm
$1,144
Country
$1,190
Compare all 2014 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,095List Price
$16,810Trims Available
S, SE, Titanium, ST, Electric
2013 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Erie
$747
Texas Farm Bureau
$763
USAA
$824
GEICO
$846
Progressive
$899
Plymouth Rock Insurance
$971
Vermont Mutual
$988
State Farm
$1,011
Quincy Mutual
$1,051
Tennessee Farmers
$1,059
Acuity
$1,126
American Family
$1,173
Compare all 2013 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,037List Price
$16,200Trims Available
S, SE, Titanium, ST, Electric
2012 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
GEICO
$677
Erie
$683
Texas Farm Bureau
$743
USAA
$779
Progressive
$857
Vermont Mutual
$865
State Farm
$915
Plymouth Rock Insurance
$941
Tennessee Farmers
$975
Acuity
$1,018
Quincy Mutual
$1,027
American Family
$1,088
Compare all 2012 Ford Focus insurance rates.
Average Cost to Insure Per Year
$970List Price
$16,500Trims Available
S, SE, SEL, Titanium, Electric
2011 Ford Focus
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$727
Erie
$763
Vermont Mutual
$775
USAA
$811
Tennessee Farmers
$909
Plymouth Rock Insurance
$941
GEICO
$979
Allied
$998
Arbella
$1,000
Quincy Mutual
$1,005
American Family
$1,063
Progressive
$1,064
Compare all 2011 Ford Focus insurance rates.
Average Cost to Insure Per Year
$1,017List Price
$16,640Trims Available
S, SE, Sport SES, SEL