Ford F-150 Insurance: by Model Year & Company

Ford F-150 insurance costs an average of $990 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ford F-150 at $143/mo or $857 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Ford F-150:

The F-150 costs less to insure than most trucks. Averaging $165/mo for the F-150 versus $185/mo for typical trucks.
If you're considering a vehicle similar to the F-150, like the Ford F-150 Lightning ($233/mo), Ford C-MAX Hybrid ($145/mo), or Ford Edge ($142/mo), your insurance costs will be about the same.
American Family ($117/mo), Progressive ($131/mo), USAA ($133/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Ford F-150 insurance costs vs other vehicles

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2025 Ford F-150

Av. Cost Per Year$2,759

Av. Per Month$230

Cheapest Companies

Erie$90/m

American Family$92/m

USAA$98/m

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How much does it cost to insure my Ford F-150?

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2025 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,714
Progressive	$1,841
USAA	$1,939
Nationwide	$2,295
Erie	$2,563
GEICO	$2,597
State Farm	$2,631
Farmers	$3,505
Allstate	$5,121

Compare all 2025 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,759

2024 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,660
Progressive	$1,835
USAA	$1,930
Erie	$2,133
State Farm	$2,217
Nationwide	$2,252
GEICO	$2,501
Farmers	$3,240
Allstate	$4,785

Compare all 2024 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,608

2023 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,619
Progressive	$1,811
Nationwide	$1,903
Erie	$2,076
USAA	$2,128
State Farm	$2,154
GEICO	$2,401
Farmers	$3,106
Allstate	$4,083

Compare all 2023 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,445

2022 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,540
Progressive	$1,779
Nationwide	$1,885
Erie	$1,937
USAA	$1,984
State Farm	$2,097
GEICO	$2,213
Farmers	$2,969
Allstate	$4,070

Compare all 2022 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,353

2021 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,490
Progressive	$1,726
Erie	$1,860
GEICO	$1,878
USAA	$1,936
Nationwide	$1,998
State Farm	$2,065
Farmers	$2,785
Allstate	$3,675

Compare all 2021 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,201

2020 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,449
Progressive	$1,669
USAA	$1,751
Erie	$1,819
Nationwide	$1,960
State Farm	$1,989
GEICO	$2,066
Farmers	$2,767
Allstate	$3,099

Compare all 2020 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,113

2019 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,416
Progressive	$1,596
USAA	$1,606
Erie	$1,738
Nationwide	$1,897
GEICO	$1,974
State Farm	$2,068
Farmers	$2,532
Allstate	$2,918

Compare all 2019 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$2,019

2018 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,381
USAA	$1,594
Progressive	$1,600
Erie	$1,709
GEICO	$1,876
State Farm	$1,931
Nationwide	$2,006
Farmers	$2,630
Allstate	$2,682

Compare all 2018 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,965

2017 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,438
USAA	$1,560
Progressive	$1,576
Erie	$1,662
Nationwide	$1,805
GEICO	$1,838
State Farm	$1,874
Farmers	$2,651
Allstate	$2,997

Compare all 2017 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,962

2016 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,405
USAA	$1,428
Progressive	$1,432
Erie	$1,548
GEICO	$1,767
Nationwide	$1,800
State Farm	$1,817
Farmers	$2,628
Allstate	$2,843

Compare all 2016 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,874

2015 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,341
USAA	$1,359
Progressive	$1,432
Erie	$1,447
GEICO	$1,713
State Farm	$1,846
Nationwide	$1,894
Farmers	$2,479
Allstate	$2,773

Compare all 2015 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,844

2014 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,261
USAA	$1,301
Erie	$1,335
Progressive	$1,405
State Farm	$1,544
Nationwide	$1,672
GEICO	$1,712
Farmers	$2,236
Allstate	$2,371

Compare all 2014 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,693

2013 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,141
American Family	$1,172
USAA	$1,179
Progressive	$1,317
GEICO	$1,471
State Farm	$1,512
Nationwide	$1,675
Farmers	$1,793
Allstate	$2,338

Compare all 2013 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,567

2012 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,098
USAA	$1,101
American Family	$1,142
Progressive	$1,263
GEICO	$1,429
State Farm	$1,529
Nationwide	$1,664
Farmers	$1,757
Allstate	$2,444

Compare all 2012 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,550

2011 Ford F-150

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,080
American Family	$1,109
USAA	$1,175
Progressive	$1,269
GEICO	$1,387
State Farm	$1,465
Nationwide	$1,634
Farmers	$1,685
Allstate	$2,487

Compare all 2011 Ford F-150 insurance rates.

Average Cost to Insure Per Year

$1,541