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I want to get my own car insurance, but my mom won't let me.
Because your mother has an umbrella policy through AAA, she is likely required to have you rated as a driver on her policy. This is a common requirement with insurance carriers who offer umbrella insurance.
Should I work things out with the at fault driver instead of going through insurance?
We are sorry to hear that you were involved in an accident. If you and the at fault driver have agreed to have them pay for the damages out of pocket, that is within your rights.
Can you file a claim on behalf of the insured if they are deceased?
First of all, we're very sorry to hear about the passing of your mother. Our thoughts are with you and your family.
How do I know if I'm covered and what coverage I have if I'm not the primary policyholder?
We are sorry to hear that you were involved in an accident and to hear about your current predicament. Does the primary policy holder have the written policy so that you can see what cars are covered on it and for which coverage?
How can I put my policy on hold when my car is out of commission?
We are sorry to hear that your vehicle is currently out of commission. You will need to contact your insurance company and see if putting your auto insurance policy on hold is something they can do.
If the value of my home goes up, do I need to increase my coverage?
The value of your home increasing is amazing for selling purposes. However, when it comes to insuring a home, insurance carriers value the dwelling (Coverage A) at a replacement cost.
Why did my car insurance go up when I moved to a safer area?
We are sorry to hear that your insurance premium has increased so much. Insurance companies have different rating factors and zip code is one of them.
How do I remove a car from my insurance policy?
Depending on your insurance company, there are a few ways to remove a vehicle from your policy. Many major providers allow some policy changes to be made digitally— either through their website or mobile app.
Can I insure a car with a rebuilt title?
To get insurance on a vehicle with a rebuilt title, you need to find the proper insurer since not every company does. It’s important to note that most carriers will only insure vehicles with salvage or rebuilt titles for liability coverage only.
Does insurance cover water damage from a leaking shower?
Most homeowners policies cover water damage unless that coverage is specifically excluded. Look at your policy to see what coverages are included.