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Can my bank charge me for car insurance?

Thank you for reaching out to The Zebra. This is an excellent question! When you finance a vehicle through a credit union or bank, they will require you to carry state minimum coverages, as well as comprehensive and collision coverage, on your vehicle. When you get approved for an auto loan the len…
Mar 6, 2023 Detroit, MI

What is the difference between personal property and building property?

Greetings!Thank you for reaching out to The Zebra. This is a great question that can go in a few different directions. But first, let's address how these are different. Personal property coverage will provide coverage to any personal belongings in the home. Basically, if you were to take the r…
Mar 6, 2023 Chicago, IL

Will I get dropped by my insurance company for two totaled cars?

Thank you for reaching out to The Zebra! I'm sorry to hear about your recent accidents. Making claims can be complicated, so I understand your concern. Accidents rarely fall at a convenient time but it is a great opportunity to experience your insurance company's customer service and clai…
Feb 27, 2023 Dillon, CO

Can an insurance company force me to be added to a policy?

Thanks for reaching out to The Zebra. It is normal for insurance companies to require anyone in the household (of driving age) to be listed on a policy, "just in case." Even if you don't ever plan on driving their cars, insurers know that things come up and there is always a small ch…
Feb 6, 2023 Denver, CO

Will a claim on a shared policy affect rates for my other policy?

Thank you for reaching out to The Zebra about this situation. Insurance can get quite confusing, especially with multiple cars and policies.Anytime you file a claim, it is reported between insurance companies. This report is called the Comprehensive Loss Underwriting Exchange report or CLUE for sho…
Feb 6, 2023 Bridgeport, CT

How can I find the trim designation and VIN number on a car?

Great question!Trim and VIN locations can be hard to find with the wide variety of cars and trucks we have today. Even when you find it, it's not always easy to interpret. Typically if you look at the back of the vehicle it should list the trim; usually on the trunk. For example, if you were t…

Does the address on my driver's license have to match the address on my insurance?

Thank you for reaching out to The Zebra!Great question. The short answer: yes, your insurance policy, your driver's license as well as your vehicle registration should all have the same (current) address. Let's explore the reasons why you should get this done quickly after a move.It'…
Jan 30, 2023 Burkburnett, TX

Can my wife get a car insurance policy when both our names are on the title?

Thank you for reaching out to The Zebra!Car insurance can be very confusing, especially when it comes to who is listed on the title and who needs to be listed on the policy. In insurance we want all registered owners of the vehicle to be rated, listed, or excluded on the policy. Rating a driver mea…
Jan 23, 2023 Concord, CA

How can I get more liability insurance?

Thank you for reaching out to The Zebra! This is an excellent question. There are very few carriers in the state of Florida that will write that high of liability coverage. The insurance companies that we offer here at The Zebra will offer up to 250/500.  What this means is if you are at fault for …
Jan 23, 2023 Miramar, FL

What's the difference between collision and liability, versus full coverage?

Thanks for reaching out to The Zebra!This is a great question. Insurance terms can be really confusing. The term "full coverage" can mean a lot of different things.  So when you purchase liability, uninsured liability, and comprehensive and collision then you and your vehicle are covered …
Jan 9, 2023 Sikeston, MO
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