Toyota Highlander Insurance: by Model Year & Company
Toyota Highlander insurance costs an average of $933 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota Highlander at $132/mo or $793 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Toyota Highlander:
- The Highlander costs less to insure than most SUVs. Averaging $156/mo for the Highlander versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Highlander, like the Toyota Grand Highlander ($207/mo), Toyota Highlander Hybrid ($172/mo), or Toyota Grand Highlander Hybrid ($223/mo), your insurance costs will be cheaper.
- Progressive ($117/mo), USAA ($122/mo), American Family ($123/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,586 |
| American Family |
$1,748 |
| USAA |
$1,838 |
| Nationwide |
$1,901 |
| Erie |
$2,181 |
| State Farm |
$2,209 |
| GEICO |
$2,394 |
| Farmers |
$3,530 |
| Allstate |
$4,003 |
Compare all 2025 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,3992024 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,580 |
| American Family |
$1,693 |
| USAA |
$1,830 |
| Nationwide |
$1,944 |
| State Farm |
$2,137 |
| Erie |
$2,196 |
| GEICO |
$2,307 |
| Farmers |
$3,441 |
| Allstate |
$3,587 |
Compare all 2024 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,3092023 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,562 |
| Progressive |
$1,568 |
| USAA |
$1,817 |
| Nationwide |
$1,990 |
| State Farm |
$2,101 |
| Erie |
$2,118 |
| GEICO |
$2,317 |
| Farmers |
$3,285 |
| Allstate |
$3,492 |
Compare all 2023 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,2812022 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,566 |
| American Family |
$1,764 |
| USAA |
$1,781 |
| Nationwide |
$1,841 |
| GEICO |
$2,011 |
| Erie |
$2,058 |
| State Farm |
$2,099 |
| Farmers |
$3,048 |
| Allstate |
$3,326 |
Compare all 2022 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,1512021 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,520 |
| American Family |
$1,690 |
| USAA |
$1,707 |
| Nationwide |
$1,820 |
| GEICO |
$1,947 |
| Erie |
$1,975 |
| State Farm |
$2,045 |
| Farmers |
$2,916 |
| Allstate |
$3,097 |
Compare all 2021 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,0662020 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,467 |
| USAA |
$1,630 |
| American Family |
$1,631 |
| GEICO |
$1,860 |
| Erie |
$1,909 |
| State Farm |
$1,979 |
| Nationwide |
$1,987 |
| Farmers |
$2,762 |
| Allstate |
$3,051 |
Compare all 2020 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$2,0242019 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,396 |
| USAA |
$1,539 |
| American Family |
$1,591 |
| Erie |
$1,734 |
| GEICO |
$1,749 |
| Nationwide |
$1,793 |
| State Farm |
$1,846 |
| Farmers |
$2,585 |
| Allstate |
$2,865 |
Compare all 2019 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,8932018 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,385 |
| USAA |
$1,479 |
| American Family |
$1,499 |
| Erie |
$1,682 |
| GEICO |
$1,685 |
| State Farm |
$1,694 |
| Nationwide |
$1,759 |
| Farmers |
$2,492 |
| Allstate |
$2,875 |
Compare all 2018 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,8402017 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,377 |
| Progressive |
$1,408 |
| American Family |
$1,467 |
| GEICO |
$1,564 |
| Erie |
$1,586 |
| Nationwide |
$1,697 |
| State Farm |
$1,725 |
| Farmers |
$2,362 |
| Allstate |
$2,705 |
Compare all 2017 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,7602016 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,304 |
| USAA |
$1,327 |
| American Family |
$1,433 |
| Erie |
$1,531 |
| GEICO |
$1,621 |
| State Farm |
$1,723 |
| Nationwide |
$1,812 |
| Farmers |
$2,285 |
| Allstate |
$2,535 |
Compare all 2016 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,7362015 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,225 |
| Progressive |
$1,286 |
| American Family |
$1,352 |
| Erie |
$1,495 |
| GEICO |
$1,573 |
| State Farm |
$1,648 |
| Nationwide |
$1,758 |
| Allstate |
$2,151 |
| Farmers |
$2,199 |
Compare all 2015 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,6302014 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,214 |
| Progressive |
$1,295 |
| American Family |
$1,320 |
| Erie |
$1,412 |
| GEICO |
$1,528 |
| State Farm |
$1,667 |
| Nationwide |
$1,766 |
| Farmers |
$2,103 |
| Allstate |
$2,158 |
Compare all 2014 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,6142013 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,110 |
| American Family |
$1,175 |
| Progressive |
$1,215 |
| Erie |
$1,300 |
| State Farm |
$1,370 |
| GEICO |
$1,482 |
| Nationwide |
$1,753 |
| Allstate |
$1,932 |
| Farmers |
$2,015 |
Compare all 2013 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,5012012 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,053 |
| American Family |
$1,145 |
| Progressive |
$1,201 |
| Erie |
$1,260 |
| State Farm |
$1,273 |
| GEICO |
$1,428 |
| Nationwide |
$1,592 |
| Allstate |
$1,919 |
| Farmers |
$1,933 |
Compare all 2012 Toyota Highlander insurance rates.
Average Cost to Insure Per Year
$1,4382011 Toyota Highlander
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,049 |
| American Family |
$1,091 |
| Progressive |
$1,202 |
| Erie |
$1,238 |
| State Farm |
$1,297 |
| GEICO |
$1,394 |
| Nationwide |
$1,657 |
| Allstate |
$1,841 |
| Farmers |
$1,897 |