Toyota GR86 Insurance: by Model Year & Company

Toyota GR86 insurance costs an average of $1,478 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Toyota GR86 at $160/mo or $957 for a 6-month full coverage policy.

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GR86 Car Insurance

What to know about insuring a Toyota GR86:

  1. The GR86 costs less to insure than most coupes. Averaging $246/mo for the GR86 versus $245/mo for typical coupes.
  2. If you're considering a vehicle similar to the GR86, like the Toyota 4Runner ($153/mo), Toyota Camry ($159/mo), or Toyota Camry Hybrid ($167/mo), your insurance costs will be more expensive.
  3. USAA ($156/mo), Progressive ($172/mo), Erie ($190/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Toyota GR86 Vehicle Image
2025 Toyota GR86
Av. Cost Per Year$3,136
Av. Per Month$261

Cheapest Companies

USAA$152/m
Progressive$153/m
Erie$184/m

How much does it cost to insure my Toyota GR86?

2025 Toyota GR86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,914

Progressive

$2,176

Erie

$2,380

Nationwide

$2,453

State Farm

$2,601

GEICO

$2,860

American Family

$3,666

Farmers

$4,982

Allstate

$5,997

Compare all 2025 Toyota GR86 insurance rates.
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Average Cost to Insure Per Year
$3,136

2024 Toyota GR86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,898

Progressive

$2,158

Erie

$2,307

Nationwide

$2,506

State Farm

$2,507

GEICO

$2,710

American Family

$3,397

Farmers

$4,734

Allstate

$5,083

Compare all 2024 Toyota GR86 insurance rates.
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Average Cost to Insure Per Year
$2,939

2023 Toyota GR86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,836

Progressive

$2,076

Erie

$2,216

State Farm

$2,418

Nationwide

$2,470

GEICO

$2,586

American Family

$2,989

Allstate

$4,085

Farmers

$4,939

Compare all 2023 Toyota GR86 insurance rates.
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Average Cost to Insure Per Year
$2,732

2022 Toyota GR86

Cheapest Insurance Companies Average Annual Cost
USAA

$1,822

Progressive

$1,836

Erie

$2,211

State Farm

$2,306

Nationwide

$2,519

GEICO

$2,560

American Family

$2,872

Allstate

$3,664

Farmers

$4,660

Compare all 2022 Toyota GR86 insurance rates.
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Average Cost to Insure Per Year
$2,607